Kaunakakai, HI—96748
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kaunakakai, HI
As of Oct '25, the median home price in Kaunakakai, HI is $397,000, with a year-over-year change of -8.3%. This indicates that home prices in Kaunakakai, HI are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $397,000 | -8.3% |
| Single Family | $445,000 | -8.6% |
| Condos | $210,000 | -13.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $224,000 | -14.5% |
2 Bed | $404,000 | -11.2% |
3 Bed | $447,000 | -7.8% |
4 Bed | $521,000 | -7.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kaunakakai, HI
As of July '25, Rentcast reports the average rent in Kaunakakai, HI is $2,190, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Kaunakakai, HI is 1-bedrooms: $1,640, 2-bedrooms: $2,500, 3-bedrooms: $2,820. The most common rental property sizes in Kaunakakai, HI are 3-bedroom and 4-bedroom, accounting for 53.7% and 12.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,640 |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $2,800 | $2,820 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kaunakakai, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Kaunakakai, HI is 77. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $248,000 | 2.0% |
Listing Count | 37 | -5.0% |
| Listings as % of Homes | 1.0% | -5.0% |
Days on Market | 77 | -19.0% |
Demographics — Kaunakakai, HI
As of the latest ACS Survey released in 2023, Kaunakakai, HI has a population of 5,170, which has increased by 18.0% over the past 5 years. Kaunakakai, HI is a popular place for families, as children make up 28.4% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,170 | 18.0% |
% Under 18 | 28.4% | 20.3% |
% Seniors | 21.0% | -10.3% |
% WFH | 9.2% | 217.2% |
% w/ College Degree | 21.7% | 15.4% |
As of the latest ACS Survey released in 2023, Kaunakakai, HI is a predominantly white area, with 18.2% of the population identifying as white. The white population has grown by 4.6% in the last 5 years. The second most common race or ethnicity in Kaunakakai, HI is hispanic, making up 9.9% of the population. Foreign-born residents account for 5.1% of the population in Kaunakakai, HI, and this percentage has decreased by 71.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.2% | 4.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 9.9% | 175.0% |
% Asian | 9.1% | -66.5% |
% Foreign Born | 5.1% | -71.0% |
Mortgage and Risk — Kaunakakai, HI
According to HUD data as of 2023, there were 35 mortgage originations in Kaunakakai, HI, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Kaunakakai, HI. Investor activity is low, as 9.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 9.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Kaunakakai, HI
Kaunakakai, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 245 |
Total Units Section 8 | 243 |
% Rentals under Section 8 | 39.0% |
% Occupied Section 8 | 98.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $1,500 | $1,540 |
| 2 Bedroom | -$570 | $2,500 | $1,930 |
| 3 Bedroom | -$160 | $2,800 | $2,640 |
| 4 Bedroom | N/A | N/A | $2,920 |
Affordability — Kaunakakai, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $397,000 |
| Median Household Income | $77,000 |