‘Umikoa—96776
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — ‘Umikoa
As of Oct '25, the median home price in ?Umikoa is $528,000, with a year-over-year change of -2.6%. This indicates that home prices in ?Umikoa are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $528,000 | -2.6% |
| Single Family | $530,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $467,000 | -3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — ‘Umikoa
?Umikoa lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,280 | $1,890 |
| Studio Rent | $1,280 | $1,280 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — ‘Umikoa
As of Oct '25, Realtor.com reports that the median days on market for a home in ?Umikoa is 46. This is a decrease of -65.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,250,000 | 52.0% |
Listing Count | 3 | -70.0% |
| Listings as % of Homes | 0.3% | -70.0% |
Days on Market | 46 | -65.0% |
Demographics — ‘Umikoa
As of the latest ACS Survey released in 2023, ?Umikoa has a population of 1,630, which has increased by 25.1% over the past 5 years. ?Umikoa is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 29.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,630 | 25.1% |
% Under 18 | 26.3% | 57.5% |
% Seniors | 17.2% | -35.1% |
% WFH | 1.7% | 13.3% |
% w/ College Degree | 29.6% | 51.0% |
As of the latest ACS Survey released in 2023, ?Umikoa is a predominantly asian area, with 29.4% of the population identifying as asian. The asian population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in ?Umikoa is white, making up 21.2% of the population. Foreign-born residents account for 12.6% of the population in ?Umikoa, and this percentage has increased by 6.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 21.2% | -24.3% |
% Black | 1.3% | ∞% |
% Hispanic | 12.3% | 12.8% |
% Asian | 29.4% | -0.3% |
% Foreign Born | 12.6% | 6.8% |
Mortgage and Risk — ‘Umikoa
According to HUD data as of 2023, there were 23 mortgage originations in ?Umikoa, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in ?Umikoa. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 4.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — ‘Umikoa
?Umikoa lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,400 |
| 2 Bedroom | N/A | N/A | $1,810 |
| 3 Bedroom | -$150 | $2,500 | $2,350 |
| 4 Bedroom | N/A | N/A | $2,630 |
Affordability — ‘Umikoa
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $528,000 |
| Median Household Income | $74,500 |