White City, OR—97503
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White City, OR
As of Oct '25, the median home price in White City, OR is $349,000, with a year-over-year change of 0.2%. This indicates that home prices in White City, OR are flat. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $349,000 | 0.2% |
| Single Family | $349,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $302,000 | -2.3% |
3 Bed | $347,000 | 0.3% |
4 Bed | $445,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White City, OR
As of July '25, Rentcast reports the average rent in White City, OR is $1,960, with a year-over-year rent change of 9.5%. Per bedroom, the median rent as of July '25 in White City, OR is 2-bedrooms: $1,650, 3-bedrooms: $1,960, 4-bedrooms: $2,300. The most common rental property sizes in White City, OR are 3-bedroom and 1-bedroom, accounting for 47.1% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,960 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | $1,900 | $1,960 |
| 4 Bed Rent | $2,300 | $2,300 |
% of Rental Stock
Property Listings — White City, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in White City, OR is 57. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $374,000 | 6.0% |
Listing Count | 56 | -8.0% |
| Listings as % of Homes | 0.5% | -8.0% |
Days on Market | 57 | 37.0% |
Demographics — White City, OR
As of the latest ACS Survey released in 2023, White City, OR has a population of 14,100, which has increased by 14.4% over the past 5 years. White City, OR is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 12.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,100 | 14.4% |
% Under 18 | 25.6% | 2.8% |
% Seniors | 13.8% | -6.1% |
% WFH | 5.6% | -38.5% |
% w/ College Degree | 12.4% | 10.7% |
As of the latest ACS Survey released in 2023, White City, OR is a predominantly white area, with 57.9% of the population identifying as white. The white population has shrunk by 12.1% in the last 5 years. The second most common race or ethnicity in White City, OR is hispanic, making up 34.6% of the population. Foreign-born residents account for 10.7% of the population in White City, OR, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.9% | -12.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 34.6% | 41.2% |
% Asian | 1.1% | 120.0% |
% Foreign Born | 10.7% | 0.0% |
Mortgage and Risk — White City, OR
According to HUD data as of 2023, there were 189 mortgage originations in White City, OR, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in White City, OR. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 189 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — White City, OR
White City, OR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 101 |
Total Units Section 8 | 101 |
% Rentals under Section 8 | 14.0% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | -$280 | $1,650 | $1,370 |
| 3 Bedroom | $20 | $1,900 | $1,920 |
| 4 Bedroom | -$40 | $2,300 | $2,260 |
Affordability — White City, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $349,000 |
| Median Household Income | $65,000 |