Umatilla, OR—97882
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Umatilla, OR
As of Oct '25, the median home price in Umatilla, OR is $286,000, with a year-over-year change of 3.1%. This indicates that home prices in Umatilla, OR are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $286,000 | 3.1% |
| Single Family | $287,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $212,000 | 3.4% |
3 Bed | $288,000 | 3.2% |
4 Bed | $342,000 | 2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Umatilla, OR
As of July '25, Rentcast reports the average rent in Umatilla, OR is $1,440, with a year-over-year rent change of 10.8%. Per bedroom, the median rent as of July '25 in Umatilla, OR is 1-bedrooms: $1,010, 2-bedrooms: $1,380, 3-bedrooms: $1,480, 4-bedrooms: $2,300. The most common rental property sizes in Umatilla, OR are 3-bedroom and 2-bedroom, accounting for 69.1% and 11.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $919 | $1,010 |
| 2 Bed Rent | $1,250 | $1,380 |
| 3 Bed Rent | $1,200 | $1,480 |
| 4 Bed Rent | $2,300 | $2,300 |
% of Rental Stock
Property Listings — Umatilla, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Umatilla, OR is 80. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $344,000 | 8.0% |
Listing Count | 30 | -24.0% |
| Listings as % of Homes | 0.9% | -24.0% |
Days on Market | 80 | -13.0% |
Demographics — Umatilla, OR
As of the latest ACS Survey released in 2023, Umatilla, OR has a population of 8,040, which has remained stable by -0.8% over the past 5 years. Umatilla, OR is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 11.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,040 | -0.8% |
% Under 18 | 20.9% | -12.6% |
% Seniors | 11.0% | 2.8% |
% WFH | 0.5% | -73.7% |
% w/ College Degree | 11.7% | 17.0% |
As of the latest ACS Survey released in 2023, Umatilla, OR is a predominantly white area, with 55.0% of the population identifying as white. The white population has grown by 5.0% in the last 5 years. The second most common race or ethnicity in Umatilla, OR is hispanic, making up 38.0% of the population. Foreign-born residents account for 16.4% of the population in Umatilla, OR, and this percentage has decreased by 16.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.0% | 5.0% |
% Black | 1.6% | -42.9% |
% Hispanic | 38.0% | -5.5% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 16.4% | -16.8% |
Mortgage and Risk — Umatilla, OR
According to HUD data as of 2023, there were 215 mortgage originations in Umatilla, OR, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Umatilla, OR. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 215 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Umatilla, OR
Umatilla, OR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$49 | $919 | $870 |
| 2 Bedroom | -$110 | $1,250 | $1,140 |
| 3 Bedroom | $400 | $1,200 | $1,600 |
| 4 Bedroom | -$390 | $2,300 | $1,910 |
Affordability — Umatilla, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $286,000 |
| Median Household Income | $60,500 |