Bremerton, WA98312

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$488,000
1.1% YoY Growth
Median Household Income
$85,300
37.3% 5-Year Growth
Days on Market
49
10.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$1,920
2.3% YoY Growth
1-Bed Rent
$1,300
4.4% YoY Growth
2-Bed Rent
$1,800
2.3% YoY Growth
3-Bed Rent
$2,400
2.0% YoY Growth

Other Zip Codes in Bremerton, WA

Property Listings — Bremerton, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Bremerton, WA is 49. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$594,0007.0%
Listing Count
1461.0%
Listings as % of Homes0.5%1.0%
Days on Market
4910.0%
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Demographics — Bremerton, WA

As of the latest ACS Survey released in 2023, Bremerton, WA has a population of 34,300, which has increased by 9.4% over the past 5 years. Bremerton, WA is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,3009.4%
% Under 18
21.9%10.6%
% Seniors
16.8%11.3%
% WFH
10.7%143.2%
% w/ College Degree
26.3%13.9%
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As of the latest ACS Survey released in 2023, Bremerton, WA is a predominantly white area, with 68.4% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Bremerton, WA is hispanic, making up 11.8% of the population. Foreign-born residents account for 5.9% of the population in Bremerton, WA, and this percentage has increased by 9.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.4%-10.5%
% Black
4.4%22.2%
% Hispanic
11.8%63.9%
% Asian
4.5%21.6%
% Foreign Born
5.9%9.3%
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Mortgage and Risk — Bremerton, WA

According to HUD data as of 2023, there were 670 mortgage originations in Bremerton, WA, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Bremerton, WA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
670
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Bremerton, WA

As of 2024, the percent of homes in Bremerton, WA under the Section 8 program is 13.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Bremerton, WA, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
872
Total Units Section 8
666
% Rentals under Section 8
13.1%
% Occupied Section 8
72.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$150$1,300$1,450
2 Bedroom$100$1,800$1,900
3 Bedroom$80$2,400$2,480
4 Bedroom-$580$3,450$2,870

Affordability — Bremerton, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.6
Median Home Price$488,000
Median Household Income$85,300

Bremerton, WA — ZIP Code Boundary Map

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Frequently Asked Questions