Kelso, WA98626

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$386,000
0.9% YoY Growth
Median Household Income
$70,100
36.9% 5-Year Growth
Days on Market
65
16.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
$1,300
21.0% YoY Growth
1-Bed Rent
$1,080
9.8% YoY Growth
2-Bed Rent
$1,100
6.5% YoY Growth
3-Bed Rent
$1,950
12.6% YoY Growth

Property Listings — Kelso, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Kelso, WA is 65. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$429,000-6.0%
Listing Count
13626.0%
Listings as % of Homes0.8%26.0%
Days on Market
6516.0%
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Demographics — Kelso, WA

As of the latest ACS Survey released in 2023, Kelso, WA has a population of 26,900, which has increased by 12.0% over the past 5 years. Kelso, WA is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 14.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,90012.0%
% Under 18
23.1%-3.3%
% Seniors
15.9%4.6%
% WFH
5.7%96.6%
% w/ College Degree
14.9%6.4%
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As of the latest ACS Survey released in 2023, Kelso, WA is a predominantly white area, with 84.8% of the population identifying as white. The white population has grown by 3.7% in the last 5 years. The second most common race or ethnicity in Kelso, WA is hispanic, making up 6.9% of the population. Foreign-born residents account for 3.0% of the population in Kelso, WA, and this percentage has decreased by 36.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.8%3.7%
% Black
0.8%-11.1%
% Hispanic
6.9%-28.9%
% Asian
1.1%-35.3%
% Foreign Born
3.0%-36.2%
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Mortgage and Risk — Kelso, WA

According to HUD data as of 2023, there were 588 mortgage originations in Kelso, WA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Kelso, WA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
588
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Kelso, WA

As of 2024, the percent of homes in Kelso, WA under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Kelso, WA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
403
Total Units Section 8
302
% Rentals under Section 8
9.3%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$90$1,080$1,170
2 Bedroom$290$1,100$1,390
3 Bedroom$0$1,950$1,950
4 Bedroom$730$1,600$2,330

Affordability — Kelso, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$386,000
Median Household Income$70,100

Kelso, WA — ZIP Code Boundary Map

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Frequently Asked Questions