Northampton, MA—01053
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Northampton, MA
As of Oct '25, the median home price in Northampton, MA is $437,000, with a year-over-year change of -0.7%. This indicates that home prices in Northampton, MA are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $437,000 | -0.7% |
| Single Family | $505,000 | -0.8% |
| Condos | $371,000 | 0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $371,000 | 0.5% |
3 Bed | $497,000 | -0.6% |
4 Bed | $622,000 | -2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Northampton, MA
Northampton, MA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Northampton, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Northampton, MA is 28. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $417,000 | -10.0% |
Listing Count | 6 | -25.0% |
| Listings as % of Homes | 0.1% | -25.0% |
Days on Market | 28 | -54.0% |
Demographics — Northampton, MA
As of the latest ACS Survey released in 2023, Northampton, MA has a population of 2,030, which has increased by 19.4% over the past 5 years. Northampton, MA is a less popular place for families, as children make up 10.2% of the population. The area has a highly educated workforce, with 53.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,030 | 19.4% |
% Under 18 | 10.2% | -33.3% |
% Seniors | 35.1% | 31.0% |
% WFH | 19.0% | 137.5% |
% w/ College Degree | 53.7% | 19.6% |
As of the latest ACS Survey released in 2023, Northampton, MA is a predominantly white area, with 85.1% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Northampton, MA is black, making up 8.1% of the population. Foreign-born residents account for 12.3% of the population in Northampton, MA, and this percentage has increased by 261.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.1% | -5.7% |
% Black | 8.1% | 107.7% |
% Hispanic | 4.1% | -16.3% |
% Asian | 0.9% | 50.0% |
% Foreign Born | 12.3% | 261.8% |
Mortgage and Risk — Northampton, MA
According to HUD data as of 2023, there were 52 mortgage originations in Northampton, MA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Northampton, MA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Northampton, MA
Northampton, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 61 |
Total Units Section 8 | 61 |
% Rentals under Section 8 | 34.2% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,800 |
| 2 Bedroom | N/A | N/A | $2,240 |
| 3 Bedroom | N/A | N/A | $2,730 |
| 4 Bedroom | N/A | N/A | $3,050 |
Affordability — Northampton, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $437,000 |
| Median Household Income | $88,600 |