Southwick, MA—01077
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Southwick, MA
As of Oct '25, the median home price in Southwick, MA is $400,000, with a year-over-year change of 2.9%. This indicates that home prices in Southwick, MA are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $400,000 | 2.9% |
| Single Family | $412,000 | 2.5% |
| Condos | $299,000 | 6.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $242,000 | 5.7% |
2 Bed | $308,000 | 2.7% |
3 Bed | $406,000 | 2.8% |
4 Bed | $543,000 | 4.2% |
| 5 Bed | $650,000 | 3.0% |
% of Housing Stock
Rental Trends — Southwick, MA
As of July '25, Rentcast reports the average rent in Southwick, MA is $2,040, with a year-over-year rent change of 32.5%. Per bedroom, the median rent as of July '25 in Southwick, MA is 2-bedrooms: $2,040. The most common rental property sizes in Southwick, MA are 2-bedroom and 3-bedroom, accounting for 52.9% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $2,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,580 | $2,040 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Southwick, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Southwick, MA is 16. This is a decrease of -62.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $495,000 | -5.0% |
Listing Count | 16 | -14.0% |
| Listings as % of Homes | 0.2% | -14.0% |
Days on Market | 16 | -62.0% |
Demographics — Southwick, MA
As of the latest ACS Survey released in 2023, Southwick, MA has a population of 9,220, which has decreased by -5.2% over the past 5 years. Southwick, MA is a moderately popular place for families, as children make up 17.2% of the population. The area has a moderately educated workforce, with 35.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,220 | -5.2% |
% Under 18 | 17.2% | -15.7% |
% Seniors | 21.9% | 2.3% |
% WFH | 14.1% | 131.1% |
% w/ College Degree | 35.9% | -4.5% |
As of the latest ACS Survey released in 2023, Southwick, MA is a predominantly white area, with 89.6% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Southwick, MA is hispanic, making up 4.7% of the population. Foreign-born residents account for 3.3% of the population in Southwick, MA, and this percentage has decreased by 5.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.6% | -7.0% |
% Black | 0.5% | ∞% |
% Hispanic | 4.7% | 176.5% |
% Asian | 1.0% | -28.6% |
% Foreign Born | 3.3% | -5.7% |
Mortgage and Risk — Southwick, MA
According to HUD data as of 2023, there were 171 mortgage originations in Southwick, MA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Southwick, MA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 171 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Southwick, MA
Southwick, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 56 |
Total Units Section 8 | 56 |
% Rentals under Section 8 | 7.0% |
% Occupied Section 8 | 90.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,250 |
| 2 Bedroom | -$30 | $1,580 | $1,550 |
| 3 Bedroom | N/A | N/A | $1,890 |
| 4 Bedroom | N/A | N/A | $2,110 |
Affordability — Southwick, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $400,000 |
| Median Household Income | $109,000 |