Cheshire, MA—01225
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cheshire, MA
As of Oct '25, the median home price in Cheshire, MA is $354,000, with a year-over-year change of 3.4%. This indicates that home prices in Cheshire, MA are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $354,000 | 3.4% |
| Single Family | $354,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $311,000 | 3.0% |
3 Bed | $358,000 | 3.5% |
4 Bed | $409,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cheshire, MA
As of July '25, Rentcast reports the average rent in Cheshire, MA is $2,080, with a year-over-year rent change of 30.0%. Per bedroom, the median rent as of July '25 in Cheshire, MA is studios: $2,400, 3-bedrooms: $1,750. The most common rental property sizes in Cheshire, MA are 1-bedroom and 2-bedroom, accounting for 47.9% and 34.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $2,080 |
| Studio Rent | $2,400 | $2,400 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,750 | $1,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cheshire, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cheshire, MA is 56. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $404,000 | 24.0% |
Listing Count | 15 | 2.0% |
| Listings as % of Homes | 0.1% | 2.0% |
Days on Market | 56 | 13.0% |
Demographics — Cheshire, MA
As of the latest ACS Survey released in 2023, Cheshire, MA has a population of 3,230, which has increased by 3.2% over the past 5 years. Cheshire, MA is a moderately popular place for families, as children make up 17.1% of the population. The area has a moderately educated workforce, with 28.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,230 | 3.2% |
% Under 18 | 17.1% | 26.7% |
% Seniors | 26.4% | 18.9% |
% WFH | 5.6% | 180.0% |
% w/ College Degree | 28.8% | 15.2% |
As of the latest ACS Survey released in 2023, Cheshire, MA is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Cheshire, MA is asian, making up 1.9% of the population. Foreign-born residents account for 2.6% of the population in Cheshire, MA, and this percentage has increased by 116.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | -2.6% |
% Black | 0.3% | -57.1% |
% Hispanic | 0.2% | -93.5% |
% Asian | 1.9% | ∞% |
% Foreign Born | 2.6% | 116.7% |
Mortgage and Risk — Cheshire, MA
According to HUD data as of 2023, there were 53 mortgage originations in Cheshire, MA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Cheshire, MA. Investor activity is low, as 0.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 53 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 2.0% |
Loan Activity
Rentals and Section 8 — Cheshire, MA
Cheshire, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 2.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,340 |
| 2 Bedroom | N/A | N/A | $1,720 |
| 3 Bedroom | $440 | $1,750 | $2,190 |
| 4 Bedroom | N/A | N/A | $2,440 |
Affordability — Cheshire, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $354,000 |
| Median Household Income | $72,000 |