Adams, MA—01220
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Adams, MA
As of Oct '25, the median home price in Adams, MA is $262,000, with a year-over-year change of 8.5%. This indicates that home prices in Adams, MA are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $262,000 | 8.5% |
| Single Family | $262,000 | 8.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $237,000 | 7.7% |
3 Bed | $268,000 | 8.1% |
4 Bed | $279,000 | 8.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Adams, MA
As of July '25, Rentcast reports the average rent in Adams, MA is $1,430, with a year-over-year rent change of 16.3%. Per bedroom, the median rent as of July '25 in Adams, MA is 1-bedrooms: $1,080, 2-bedrooms: $1,550, 3-bedrooms: $1,800, 4-bedrooms: $1,400. The most common rental property sizes in Adams, MA are 2-bedroom and 1-bedroom, accounting for 42.5% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,430 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,080 |
| 2 Bed Rent | $1,500 | $1,550 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | $1,400 | $1,400 |
% of Rental Stock
Property Listings — Adams, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Adams, MA is 40. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $286,000 | -19.0% |
Listing Count | 24 | 3.0% |
| Listings as % of Homes | 0.4% | 3.0% |
Days on Market | 40 | 32.0% |
Demographics — Adams, MA
As of the latest ACS Survey released in 2023, Adams, MA has a population of 8,110, which has decreased by -1.3% over the past 5 years. Adams, MA is a moderately popular place for families, as children make up 15.6% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,110 | -1.3% |
% Under 18 | 15.6% | -11.4% |
% Seniors | 27.3% | 37.9% |
% WFH | 7.2% | 50.0% |
% w/ College Degree | 25.2% | 5.4% |
As of the latest ACS Survey released in 2023, Adams, MA is a predominantly white area, with 94.4% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Adams, MA is hispanic, making up 2.5% of the population. Foreign-born residents account for 2.3% of the population in Adams, MA, and this percentage has decreased by 43.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | -2.1% |
% Black | 0.5% | -28.6% |
% Hispanic | 2.5% | 127.3% |
% Asian | 0.8% | 33.3% |
% Foreign Born | 2.3% | -43.9% |
Mortgage and Risk — Adams, MA
According to HUD data as of 2023, there were 152 mortgage originations in Adams, MA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Adams, MA. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 152 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Adams, MA
As of 2024, the percent of homes in Adams, MA under the Section 8 program is 24.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Adams, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 377 |
Total Units Section 8 | 377 |
% Rentals under Section 8 | 24.1% |
% Occupied Section 8 | 89.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,100 | $1,060 |
| 2 Bedroom | -$150 | $1,500 | $1,350 |
| 3 Bedroom | -$70 | $1,800 | $1,730 |
| 4 Bedroom | $460 | $1,400 | $1,860 |
Affordability — Adams, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $262,000 |
| Median Household Income | $56,300 |