Ayer, MA 01432 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Ayer, MA—01432

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$551,000

2.5% YoY Growth

Household Income

$105,000

15.3% YoY Growth

Days on Market

61.0% Longer YoY

Home Price Forecast

1.6%

Median Rent

$2,200

0.9% YoY Growth

1-Bed Rent

$1,600

13.9% YoY Growth

2-Bed Rent

$2,200

26.3% YoY Growth

3-Bed Rent

$3,200

4.3% YoY Growth

Home Price Trends — Ayer, MA

As of Dec '25, the median home price in Ayer, MA is $551,000, with a year-over-year change of 2.5%. This indicates that home prices in Ayer, MA are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$551,000	2.5%
Single Family	$587,000	1.9%
Condos	$404,000	2.8%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Ayer, MA

As of July '25, Rentcast reports the average rent in Ayer, MA is $2,260, with a year-over-year rent change of -0.9%. Per bedroom, the median rent as of July '25 in Ayer, MA is studios: $1,200, 1-bedrooms: $1,560, 2-bedrooms: $2,210, 3-bedrooms: $2,880, 4-bedrooms: $3,250. The most common rental property sizes in Ayer, MA are 2-bedroom and 1-bedroom, accounting for 49.2% and 33.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,200	$2,260
Studio Rent	$1,200	$1,200
1 Bed Rent	$1,600	$1,560
2 Bed Rent	$2,200	$2,210
3 Bed Rent	$3,200	$2,880
4 Bed Rent	$2,800	$3,250

Loading chart...

% of Rental Stock

Studio

6.4%

1 Bedroom

33.1%

2 Bedrooms

49.2%

3 Bedrooms

7.7%

4 Bedrooms

2.2%

5+ Bedrooms

1.4%

Property Listings — Ayer, MA

As of Dec '25, Realtor.com reports that the median days on market for a home in Ayer, MA is 56. This is a increase of 131.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$534,000	-18.0%
Listing Count	10	6.0%
Listings as % of Homes	0.2%	6.0%
Days on Market	61	61.0%

Loading chart...

Demographics — Ayer, MA

As of the latest ACS Survey released in 2023, Ayer, MA has a population of 8,120, which has increased by 4.7% over the past 5 years. Ayer, MA is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 40.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	8,120	4.7%
% Under 18	20.8%	6.7%
% Seniors	15.5%	25.0%
% WFH	17.6%	576.9%
% w/ College Degree	40.8%	-11.5%

Loading chart...

As of the latest ACS Survey released in 2023, Ayer, MA is a predominantly white area, with 72.6% of the population identifying as white. The white population has shrunk by 14.2% in the last 5 years. The second most common race or ethnicity in Ayer, MA is hispanic, making up 14.9% of the population. Foreign-born residents account for 8.2% of the population in Ayer, MA, and this percentage has decreased by 26.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	72.6%	-14.2%
% Black	3.5%	0.0%
% Hispanic	14.9%	152.5%
% Asian	4.0%	-4.8%
% Foreign Born	8.2%	-26.1%

Loading chart...

Mortgage and Risk — Ayer, MA

According to HUD data as of 2023, there were 184 mortgage originations in Ayer, MA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Ayer, MA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	184
% Conventional Loans	91.0%
% Government Loans	9.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

Loading chart...

Rentals and Section 8 — Ayer, MA

As of 2024, the percent of homes in Ayer, MA under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ayer, MA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD	83
Total Units Section 8	62
% Rentals under Section 8	6.1%
% Occupied Section 8	91.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$540	$1,600	$2,140
2 Bedroom	$350	$2,200	$2,550
3 Bedroom	-$120	$3,200	$3,080
4 Bedroom	$590	$2,800	$3,390

Ayer, MA—01432

Key Metrics at a Glance

Home Price Trends — Ayer, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Ayer, MA

% of Rental Stock

Property Listings — Ayer, MA

Demographics — Ayer, MA

Race and Ethnicity

Mortgage and Risk — Ayer, MA

Mortgages

Rentals and Section 8 — Ayer, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Ayer, MA

Home Price to Income Ratio

Ayer, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Groton, MA

Devens, MA

Harvard, MA

Shirley, MA

Littleton, MA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.5
Median Home Price	$551,000
Median Household Income	$105,000

Ayer, MA—01432

Key Metrics at a Glance

Home Price Trends — Ayer, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Ayer, MA

% of Rental Stock

Property Listings — Ayer, MA

Demographics — Ayer, MA

Race and Ethnicity

Mortgage and Risk — Ayer, MA

Mortgages

Rentals and Section 8 — Ayer, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Ayer, MA

Home Price to Income Ratio

Ayer, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Groton, MA

Devens, MA

Harvard, MA

Shirley, MA

Littleton, MA

Frequently Asked Questions

What is the average home price in Ayer, MA 01432?

How have home prices in Ayer, MA 01432 changed over the past year?

What is the home price projection for Ayer, MA 01432?

What are the demographics of Ayer, MA 01432?

How long does it take homes to sell in Ayer, MA 01432?

What is the average rent price in Ayer, MA 01432?