Groton, MA—01450
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Groton, MA
As of Oct '25, the median home price in Groton, MA is $763,000, with a year-over-year change of 0.8%. This indicates that home prices in Groton, MA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $763,000 | 0.8% |
| Single Family | $783,000 | 0.9% |
| Condos | $501,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $469,000 | -1.7% |
3 Bed | $672,000 | 0.7% |
4 Bed | $910,000 | 0.9% |
| 5 Bed | $1,105,000 | 1.5% |
% of Housing Stock
Rental Trends — Groton, MA
As of July '25, Rentcast reports the average rent in Groton, MA is $3,170, with a year-over-year rent change of 6.4%. Per bedroom, the median rent as of July '25 in Groton, MA is 1-bedrooms: $2,120, 2-bedrooms: $3,180, 3-bedrooms: $3,500, 4-bedrooms: $3,850. The most common rental property sizes in Groton, MA are 2-bedroom and 1-bedroom, accounting for 40.9% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,120 |
| 2 Bed Rent | $3,000 | $3,180 |
| 3 Bed Rent | $3,000 | $3,500 |
| 4 Bed Rent | $3,500 | $3,850 |
% of Rental Stock
Property Listings — Groton, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Groton, MA is 34. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $988,000 | 4.0% |
Listing Count | 32 | 22.0% |
| Listings as % of Homes | 0.6% | 22.0% |
Days on Market | 34 | 25.0% |
Demographics — Groton, MA
As of the latest ACS Survey released in 2023, Groton, MA has a population of 11,200, which has remained stable by -0.6% over the past 5 years. Groton, MA is a popular place for families, as children make up 27.7% of the population. The area has a highly educated workforce, with 65.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,200 | -0.6% |
% Under 18 | 27.7% | 16.4% |
% Seniors | 16.1% | 15.8% |
% WFH | 26.1% | 200.0% |
% w/ College Degree | 65.8% | -0.6% |
As of the latest ACS Survey released in 2023, Groton, MA is a predominantly white area, with 84.3% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Groton, MA is asian, making up 6.0% of the population. Foreign-born residents account for 11.3% of the population in Groton, MA, and this percentage has increased by 63.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | -6.7% |
% Black | 1.0% | 400.0% |
% Hispanic | 3.9% | 129.4% |
% Asian | 6.0% | 27.7% |
% Foreign Born | 11.3% | 63.8% |
Mortgage and Risk — Groton, MA
According to HUD data as of 2023, there were 233 mortgage originations in Groton, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Groton, MA. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 233 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Groton, MA
As of 2024, the percent of homes in Groton, MA under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Groton, MA, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 9.7% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $2,000 | $2,140 |
| 2 Bedroom | -$450 | $3,000 | $2,550 |
| 3 Bedroom | $80 | $3,000 | $3,080 |
| 4 Bedroom | -$110 | $3,500 | $3,390 |
Affordability — Groton, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $763,000 |
| Median Household Income | $189,000 |