Templeton, MA—01468
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Templeton, MA
As of Oct '25, the median home price in Templeton, MA is $405,000, with a year-over-year change of 0.9%. This indicates that home prices in Templeton, MA are flat. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $405,000 | 0.9% |
| Single Family | $415,000 | 1.0% |
| Condos | $307,000 | 5.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $321,000 | -0.3% |
3 Bed | $428,000 | 1.4% |
4 Bed | $460,000 | 2.4% |
| 5 Bed | $484,000 | 1.7% |
% of Housing Stock
Rental Trends — Templeton, MA
As of July '25, Rentcast reports the average rent in Templeton, MA is $1,870, with a year-over-year rent change of 22.2%. Per bedroom, the median rent as of July '25 in Templeton, MA is 1-bedrooms: $1,000, 2-bedrooms: $2,300. The most common rental property sizes in Templeton, MA are 2-bedroom and 3-bedroom, accounting for 91.5% and 8.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $1,870 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $2,200 | $2,300 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Templeton, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Templeton, MA is 56. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $469,000 | 3.0% |
Listing Count | 10 | 61.0% |
| Listings as % of Homes | 0.5% | 61.0% |
Days on Market | 56 | 20.0% |
Demographics — Templeton, MA
As of the latest ACS Survey released in 2023, Templeton, MA has a population of 4,160, which has increased by 3.3% over the past 5 years. Templeton, MA is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 35.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,160 | 3.3% |
% Under 18 | 18.5% | 14.2% |
% Seniors | 15.5% | -7.7% |
% WFH | 13.3% | 731.2% |
% w/ College Degree | 35.1% | 43.3% |
As of the latest ACS Survey released in 2023, Templeton, MA is a predominantly white area, with 88.2% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Templeton, MA is hispanic, making up 7.4% of the population. Foreign-born residents account for 2.1% of the population in Templeton, MA, and this percentage has decreased by 64.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.2% | -7.4% |
% Black | 0.0% | N/A |
% Hispanic | 7.4% | 722.2% |
% Asian | 1.9% | -42.4% |
% Foreign Born | 2.1% | -64.4% |
Mortgage and Risk — Templeton, MA
According to HUD data as of 2023, there were 102 mortgage originations in Templeton, MA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Templeton, MA. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 102 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Templeton, MA
Templeton, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 4.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $510 | $1,000 | $1,510 |
| 2 Bedroom | -$320 | $2,200 | $1,880 |
| 3 Bedroom | N/A | N/A | $2,450 |
| 4 Bedroom | N/A | N/A | $2,800 |
Affordability — Templeton, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $405,000 |
| Median Household Income | $111,000 |