Holden, MA—01520
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Holden, MA
Home Price Trends — Holden, MA
As of Oct '25, the median home price in Holden, MA is $551,000, with a year-over-year change of 2.1%. This indicates that home prices in Holden, MA are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $551,000 | 2.2% |
| Single Family | $562,000 | 2.0% |
| Condos | $430,000 | 3.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $333,000 | 2.1% |
2 Bed | $425,000 | 2.4% |
3 Bed | $511,000 | 1.8% |
4 Bed | $701,000 | 2.0% |
| 5 Bed | $780,000 | 1.3% |
% of Housing Stock
Rental Trends — Holden, MA
As of July '25, Rentcast reports the average rent in Holden, MA is $2,530, with a year-over-year rent change of -1.2%. Per bedroom, the median rent as of July '25 in Holden, MA is studios: $1,400, 1-bedrooms: $2,590, 2-bedrooms: $2,060, 3-bedrooms: $2,550, 4-bedrooms: $4,500. The most common rental property sizes in Holden, MA are 1-bedroom and 2-bedroom, accounting for 39.4% and 29.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,080 | $2,530 |
| Studio Rent | $1,400 | $1,400 |
| 1 Bed Rent | $2,590 | $2,590 |
| 2 Bed Rent | $2,050 | $2,060 |
| 3 Bed Rent | $2,800 | $2,550 |
| 4 Bed Rent | $4,500 | $4,500 |
% of Rental Stock
Property Listings — Holden, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Holden, MA is 20. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $565,000 | -19.0% |
Listing Count | 21 | -16.0% |
| Listings as % of Homes | 0.3% | -16.0% |
Days on Market | 20 | -32.0% |
Demographics — Holden, MA
As of the latest ACS Survey released in 2023, Holden, MA has a population of 16,900, which has increased by 7.8% over the past 5 years. Holden, MA is a popular place for families, as children make up 26.3% of the population. The area has a highly educated workforce, with 58.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,900 | 7.8% |
% Under 18 | 26.3% | 11.4% |
% Seniors | 17.9% | 15.5% |
% WFH | 16.7% | 255.3% |
% w/ College Degree | 58.2% | 1.0% |
As of the latest ACS Survey released in 2023, Holden, MA is a predominantly white area, with 83.7% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Holden, MA is hispanic, making up 6.2% of the population. Foreign-born residents account for 8.7% of the population in Holden, MA, and this percentage has increased by 38.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.7% | -8.0% |
% Black | 2.9% | 93.3% |
% Hispanic | 6.2% | 100.0% |
% Asian | 2.4% | 20.0% |
% Foreign Born | 8.7% | 38.1% |
Mortgage and Risk — Holden, MA
According to HUD data as of 2023, there were 318 mortgage originations in Holden, MA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Holden, MA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 318 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Holden, MA
As of 2024, the percent of homes in Holden, MA under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Holden, MA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 100 |
% Rentals under Section 8 | 11.7% |
% Occupied Section 8 | 93.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$890 | $2,590 | $1,700 |
| 2 Bedroom | $140 | $2,050 | $2,190 |
| 3 Bedroom | -$120 | $2,800 | $2,680 |
| 4 Bedroom | -$1,550 | $4,500 | $2,950 |
Affordability — Holden, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $551,000 |
| Median Household Income | $148,000 |