Stow, MA—01775
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stow, MA
As of Oct '25, the median home price in Stow, MA is $804,000, with a year-over-year change of 1.1%. This indicates that home prices in Stow, MA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $804,000 | 1.1% |
| Single Family | $825,000 | 1.0% |
| Condos | $656,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $634,000 | 2.4% |
3 Bed | $720,000 | 1.0% |
4 Bed | $936,000 | 1.0% |
| 5 Bed | $1,110,000 | 1.3% |
% of Housing Stock
Rental Trends — Stow, MA
As of July '25, Rentcast reports the average rent in Stow, MA is $2,820, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Stow, MA is 1-bedrooms: $2,340, 2-bedrooms: $2,700, 3-bedrooms: $2,400, 4-bedrooms: $4,800. The most common rental property sizes in Stow, MA are 2-bedroom and 1-bedroom, accounting for 54.9% and 37.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,400 | $2,340 |
| 2 Bed Rent | $2,700 | $2,700 |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | $4,800 | $4,800 |
% of Rental Stock
Property Listings — Stow, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stow, MA is 38. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $866,000 | 3.0% |
Listing Count | 11 | -17.0% |
| Listings as % of Homes | 0.4% | -17.0% |
Days on Market | 38 | 27.0% |
Demographics — Stow, MA
As of the latest ACS Survey released in 2023, Stow, MA has a population of 7,110, which has remained stable by 0.2% over the past 5 years. Stow, MA is a moderately popular place for families, as children make up 22.4% of the population. The area has a highly educated workforce, with 76.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,110 | 0.2% |
% Under 18 | 22.4% | -13.2% |
% Seniors | 18.5% | 10.8% |
% WFH | 31.3% | 255.7% |
% w/ College Degree | 76.6% | 12.5% |
As of the latest ACS Survey released in 2023, Stow, MA is a predominantly white area, with 83.1% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Stow, MA is asian, making up 5.4% of the population. Foreign-born residents account for 9.9% of the population in Stow, MA, and this percentage has increased by 8.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.1% | -7.8% |
% Black | 3.2% | ∞% |
% Hispanic | 2.6% | -7.1% |
% Asian | 5.4% | 38.5% |
% Foreign Born | 9.9% | 8.8% |
Mortgage and Risk — Stow, MA
According to HUD data as of 2023, there were 148 mortgage originations in Stow, MA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Stow, MA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 148 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Stow, MA
As of 2024, the percent of homes in Stow, MA under the Section 8 program is 19.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stow, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 76 |
Total Units Section 8 | 76 |
% Rentals under Section 8 | 19.0% |
% Occupied Section 8 | 89.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$260 | $2,400 | $2,140 |
| 2 Bedroom | -$150 | $2,700 | $2,550 |
| 3 Bedroom | $680 | $2,400 | $3,080 |
| 4 Bedroom | -$1,410 | $4,800 | $3,390 |
Affordability — Stow, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $804,000 |
| Median Household Income | $178,000 |