Sudbury, MA01776

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,129,000
1.2% YoY Growth
Median Household Income
$235,000
32.9% 5-Year Growth
Days on Market
31
23.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$4,410
8.7% YoY Growth
1-Bed Rent
$3,380
6.1% YoY Growth
2-Bed Rent
$4,630
1.1% YoY Growth
3-Bed Rent
$4,980
0.2% YoY Growth

Property Listings — Sudbury, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Sudbury, MA is 31. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,290,000-3.0%
Listing Count
387.0%
Listings as % of Homes0.5%7.0%
Days on Market
3123.0%
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Demographics — Sudbury, MA

As of the latest ACS Survey released in 2023, Sudbury, MA has a population of 19,100, which has remained stable by 0.7% over the past 5 years. Sudbury, MA is a popular place for families, as children make up 28.5% of the population. The area has a highly educated workforce, with 84.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,1000.7%
% Under 18
28.5%-1.7%
% Seniors
15.6%-0.6%
% WFH
31.2%215.2%
% w/ College Degree
84.4%7.2%
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As of the latest ACS Survey released in 2023, Sudbury, MA is a predominantly white area, with 79.4% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Sudbury, MA is asian, making up 10.3% of the population. Foreign-born residents account for 12.6% of the population in Sudbury, MA, and this percentage has increased by 0.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.4%-4.0%
% Black
2.7%200.0%
% Hispanic
3.6%63.6%
% Asian
10.3%-4.6%
% Foreign Born
12.6%0.8%
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Mortgage and Risk — Sudbury, MA

According to HUD data as of 2023, there were 412 mortgage originations in Sudbury, MA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Sudbury, MA. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
412
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Sudbury, MA

As of 2024, the percent of homes in Sudbury, MA under the Section 8 program is 31.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sudbury, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
193
Total Units Section 8
193
% Rentals under Section 8
31.0%
% Occupied Section 8
95.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$1,190$3,380$2,190
2 Bedroom-$2,030$4,630$2,600
3 Bedroom-$1,850$4,980$3,130
4 Bedroom-$1,350$4,800$3,450

Affordability — Sudbury, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$1,129,000
Median Household Income$235,000

Sudbury, MA — ZIP Code Boundary Map

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Frequently Asked Questions