Bellingham, MA—02019
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bellingham, MA
As of Oct '25, the median home price in Bellingham, MA is $527,000, with a year-over-year change of 0.8%. This indicates that home prices in Bellingham, MA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $527,000 | 0.8% |
| Single Family | $538,000 | 0.4% |
| Condos | $440,000 | 1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $437,000 | 0.2% |
3 Bed | $516,000 | 0.2% |
4 Bed | $679,000 | 0.7% |
| 5 Bed | $694,000 | 0.0% |
% of Housing Stock
Rental Trends — Bellingham, MA
As of July '25, Rentcast reports the average rent in Bellingham, MA is $2,210, with a year-over-year rent change of -18.5%. Per bedroom, the median rent as of July '25 in Bellingham, MA is 1-bedrooms: $1,690, 2-bedrooms: $1,920, 3-bedrooms: $2,850, 4-bedrooms: $4,200. The most common rental property sizes in Bellingham, MA are 2-bedroom and 1-bedroom, accounting for 49.6% and 28.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,160 | $2,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,700 | $1,690 |
| 2 Bed Rent | $2,000 | $1,920 |
| 3 Bed Rent | $2,600 | $2,850 |
| 4 Bed Rent | $4,200 | $4,200 |
% of Rental Stock
Property Listings — Bellingham, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Bellingham, MA is 34. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $597,000 | -15.0% |
Listing Count | 32 | -4.0% |
| Listings as % of Homes | 0.3% | -4.0% |
Days on Market | 34 | -36.0% |
Demographics — Bellingham, MA
As of the latest ACS Survey released in 2023, Bellingham, MA has a population of 17,200, which has remained stable by 0.8% over the past 5 years. Bellingham, MA is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 40.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,200 | 0.8% |
% Under 18 | 22.3% | 1.8% |
% Seniors | 14.6% | 9.8% |
% WFH | 14.9% | 254.8% |
% w/ College Degree | 40.0% | 20.1% |
As of the latest ACS Survey released in 2023, Bellingham, MA is a predominantly white area, with 83.2% of the population identifying as white. The white population has shrunk by 9.8% in the last 5 years. The second most common race or ethnicity in Bellingham, MA is hispanic, making up 5.5% of the population. Foreign-born residents account for 5.7% of the population in Bellingham, MA, and this percentage has decreased by 12.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.2% | -9.8% |
% Black | 0.7% | -58.8% |
% Hispanic | 5.5% | 103.7% |
% Asian | 1.0% | -9.1% |
% Foreign Born | 5.7% | -12.3% |
Mortgage and Risk — Bellingham, MA
According to HUD data as of 2023, there were 363 mortgage originations in Bellingham, MA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Bellingham, MA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 363 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Bellingham, MA
As of 2024, the percent of homes in Bellingham, MA under the Section 8 program is 13.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Bellingham, MA, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 188 |
Total Units Section 8 | 188 |
% Rentals under Section 8 | 13.0% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $490 | $1,700 | $2,190 |
| 2 Bedroom | $590 | $2,000 | $2,590 |
| 3 Bedroom | $520 | $2,600 | $3,120 |
| 4 Bedroom | -$770 | $4,200 | $3,430 |
Affordability — Bellingham, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $527,000 |
| Median Household Income | $121,000 |