Stoughton, MA02072

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$593,000
0.4% YoY Growth
Median Household Income
$104,000
31.2% 5-Year Growth
Days on Market
26
20.0% Shorter than last year
Home Price Forecast
1.3%
Median Rent
$2,590
0.7% YoY Growth
1-Bed Rent
$2,490
3.4% YoY Growth
2-Bed Rent
$2,870
0.7% YoY Growth
3-Bed Rent
$3,100
7.9% YoY Growth

Property Listings — Stoughton, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Stoughton, MA is 26. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$597,0005.0%
Listing Count
478.0%
Listings as % of Homes0.3%8.0%
Days on Market
26-20.0%
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Demographics — Stoughton, MA

As of the latest ACS Survey released in 2023, Stoughton, MA has a population of 29,100, which has increased by 1.9% over the past 5 years. Stoughton, MA is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 41.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,1001.9%
% Under 18
20.0%4.2%
% Seniors
19.4%5.4%
% WFH
13.6%277.8%
% w/ College Degree
41.0%10.2%
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As of the latest ACS Survey released in 2023, Stoughton, MA is a predominantly white area, with 59.9% of the population identifying as white. The white population has shrunk by 16.9% in the last 5 years. The second most common race or ethnicity in Stoughton, MA is black, making up 18.4% of the population. Foreign-born residents account for 25.2% of the population in Stoughton, MA, and this percentage has increased by 23.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.9%-16.9%
% Black
18.4%27.8%
% Hispanic
4.5%7.1%
% Asian
5.8%34.9%
% Foreign Born
25.2%23.5%
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Mortgage and Risk — Stoughton, MA

According to HUD data as of 2023, there were 436 mortgage originations in Stoughton, MA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Stoughton, MA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
436
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Stoughton, MA

As of 2024, the percent of homes in Stoughton, MA under the Section 8 program is 21.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stoughton, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
568
Total Units Section 8
528
% Rentals under Section 8
21.5%
% Occupied Section 8
93.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$250$2,490$2,240
2 Bedroom-$220$2,870$2,650
3 Bedroom$90$3,100$3,190
4 Bedroom-$690$4,200$3,510

Affordability — Stoughton, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5
Median Home Price$593,000
Median Household Income$104,000

Stoughton, MA — ZIP Code Boundary Map

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Frequently Asked Questions