Wareham, MA02576

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$478,000
0.9% YoY Growth
Median Household Income
$61,700
33.7% 5-Year Growth
Days on Market
37
7.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$2,500
19.3% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,800
6.5% YoY Growth
3-Bed Rent
$3,000
7.7% YoY Growth

Other Zip Codes in Wareham, MA

Property Listings — Wareham, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Wareham, MA is 37. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$499,00013.0%
Listing Count
6-17.0%
Listings as % of Homes0.4%-17.0%
Days on Market
377.0%
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Demographics — Wareham, MA

As of the latest ACS Survey released in 2023, Wareham, MA has a population of 4,500, which has remained stable by 0.7% over the past 5 years. Wareham, MA is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,5000.7%
% Under 18
17.8%0.6%
% Seniors
25.4%23.9%
% WFH
15.5%1,622.2%
% w/ College Degree
18.7%-17.6%
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As of the latest ACS Survey released in 2023, Wareham, MA is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Wareham, MA is black, making up 2.0% of the population. Foreign-born residents account for 6.8% of the population in Wareham, MA, and this percentage has increased by 223.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.3%-4.6%
% Black
2.0%11.1%
% Hispanic
0.0%-100.0%
% Asian
1.0%-28.6%
% Foreign Born
6.8%223.8%
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Mortgage and Risk — Wareham, MA

According to HUD data as of 2023, there were 149 mortgage originations in Wareham, MA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Wareham, MA. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
149
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Wareham, MA

Wareham, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
42
Total Units Section 8
42
% Rentals under Section 8
12.9%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,140
2 Bedroom$750$1,800$2,550
3 Bedroom$80$3,000$3,080
4 BedroomN/AN/A$3,390

Affordability — Wareham, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.9
Median Home Price$478,000
Median Household Income$61,700

Wareham, MA — ZIP Code Boundary Map

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Frequently Asked Questions