Woonsocket, RI02895

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$378,000
1.2% YoY Growth
Median Household Income
$58,600
46.7% 5-Year Growth
Days on Market
42
24.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$1,580
7.1% YoY Growth
1-Bed Rent
$1,550
9.4% YoY Growth
2-Bed Rent
$1,580
7.2% YoY Growth
3-Bed Rent
$1,800
9.2% YoY Growth

Property Listings — Woonsocket, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in Woonsocket, RI is 42. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$397,0000.0%
Listing Count
8131.0%
Listings as % of Homes0.3%31.0%
Days on Market
4224.0%
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Demographics — Woonsocket, RI

As of the latest ACS Survey released in 2023, Woonsocket, RI has a population of 43,100, which has increased by 3.7% over the past 5 years. Woonsocket, RI is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,1003.7%
% Under 18
23.2%6.4%
% Seniors
14.1%2.9%
% WFH
4.5%73.1%
% w/ College Degree
18.6%11.4%
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As of the latest ACS Survey released in 2023, Woonsocket, RI is a predominantly white area, with 53.8% of the population identifying as white. The white population has shrunk by 16.1% in the last 5 years. The second most common race or ethnicity in Woonsocket, RI is hispanic, making up 25.8% of the population. Foreign-born residents account for 15.0% of the population in Woonsocket, RI, and this percentage has increased by 22.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
53.8%-16.1%
% Black
7.4%-19.6%
% Hispanic
25.8%38.7%
% Asian
6.9%15.0%
% Foreign Born
15.0%22.0%
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Mortgage and Risk — Woonsocket, RI

According to HUD data as of 2023, there were 548 mortgage originations in Woonsocket, RI, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Woonsocket, RI. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
548
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Woonsocket, RI

As of 2024, the percent of homes in Woonsocket, RI under the Section 8 program is 18.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Woonsocket, RI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
3,194
Total Units Section 8
1,928
% Rentals under Section 8
18.7%
% Occupied Section 8
86.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$290$1,550$1,260
2 Bedroom-$50$1,580$1,530
3 Bedroom$50$1,800$1,850
4 Bedroom$90$2,200$2,290

Affordability — Woonsocket, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$378,000
Median Household Income$58,600

Woonsocket, RI — ZIP Code Boundary Map

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Frequently Asked Questions