East Providence, RI02915

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$430,000
2.0% YoY Growth
Median Household Income
$90,600
46.1% 5-Year Growth
Days on Market
26
4.0% Shorter than last year
Home Price Forecast
2.5%
Median Rent
$2,090
3.8% YoY Growth
1-Bed Rent
$1,770
1.0% YoY Growth
2-Bed Rent
$2,110
7.7% YoY Growth
3-Bed Rent
$2,580
2.2% YoY Growth

Other Zip Codes in East Providence, RI

Property Listings — East Providence, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in East Providence, RI is 26. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$462,00012.0%
Listing Count
38-1.0%
Listings as % of Homes0.4%-1.0%
Days on Market
26-4.0%
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Demographics — East Providence, RI

As of the latest ACS Survey released in 2023, East Providence, RI has a population of 16,800, which has increased by 1.2% over the past 5 years. East Providence, RI is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,8001.2%
% Under 18
16.9%8.3%
% Seniors
19.9%3.1%
% WFH
9.9%560.0%
% w/ College Degree
36.2%25.7%
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As of the latest ACS Survey released in 2023, East Providence, RI is a predominantly white area, with 77.3% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in East Providence, RI is hispanic, making up 7.4% of the population. Foreign-born residents account for 8.1% of the population in East Providence, RI, and this percentage has decreased by 9.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.3%-11.3%
% Black
3.5%12.9%
% Hispanic
7.4%289.5%
% Asian
2.2%-46.3%
% Foreign Born
8.1%-9.0%
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Mortgage and Risk — East Providence, RI

According to HUD data as of 2023, there were 386 mortgage originations in East Providence, RI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in East Providence, RI. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
386
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — East Providence, RI

As of 2024, the percent of homes in East Providence, RI under the Section 8 program is 22.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in East Providence, RI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
740
Total Units Section 8
610
% Rentals under Section 8
22.3%
% Occupied Section 8
88.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$340$1,770$1,430
2 Bedroom-$360$2,110$1,750
3 Bedroom-$470$2,580$2,110
4 Bedroom$60$2,500$2,560

Affordability — East Providence, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$430,000
Median Household Income$90,600

East Providence, RI — ZIP Code Boundary Map

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Frequently Asked Questions