Chesterfield, NH—03462
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Chesterfield, NH
Home Price Trends — Chesterfield, NH
As of Oct '25, the median home price in Chesterfield, NH is $466,000, with a year-over-year change of 4.6%. This indicates that home prices in Chesterfield, NH are increasing. According to Zillow, the 1-year price projection is 4.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $466,000 | 4.6% |
| Single Family | $469,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $366,000 | 3.4% |
3 Bed | $473,000 | 4.0% |
4 Bed | $570,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chesterfield, NH
As of July '25, Rentcast reports the average rent in Chesterfield, NH is $3,270, with a year-over-year rent change of 227.0%. Per bedroom, the median rent as of July '25 in Chesterfield, NH is 2-bedrooms: $1,550, 4-bedrooms: $6,700. The most common rental property sizes in Chesterfield, NH are 1-bedroom and 3-bedroom, accounting for 77.0% and 23.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $3,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,550 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $6,700 | $6,700 |
% of Rental Stock
Property Listings — Chesterfield, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Chesterfield, NH is 66. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $804,000 | 67.0% |
Listing Count | 3 | 50.0% |
| Listings as % of Homes | 0.4% | 50.0% |
Days on Market | 66 | -32.0% |
Demographics — Chesterfield, NH
As of the latest ACS Survey released in 2023, Chesterfield, NH has a population of 1,760, which has increased by 30.9% over the past 5 years. Chesterfield, NH is a moderately popular place for families, as children make up 24.7% of the population. The area has a highly educated workforce, with 47.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,760 | 30.9% |
% Under 18 | 24.7% | 9.8% |
% Seniors | 30.7% | 66.8% |
% WFH | 21.7% | 197.3% |
% w/ College Degree | 47.7% | 23.9% |
As of the latest ACS Survey released in 2023, Chesterfield, NH is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Chesterfield, NH is black, making up 0.0% of the population. Foreign-born residents account for 2.6% of the population in Chesterfield, NH, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.1% | -1.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 2.6% | -33.3% |
Mortgage and Risk — Chesterfield, NH
According to HUD data as of 2023, there were 89 mortgage originations in Chesterfield, NH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Chesterfield, NH. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 89 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Chesterfield, NH
Chesterfield, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,260 |
| 2 Bedroom | $550 | $1,100 | $1,650 |
| 3 Bedroom | N/A | N/A | $2,150 |
| 4 Bedroom | -$4,510 | $6,700 | $2,190 |
Affordability — Chesterfield, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $466,000 |
| Median Household Income | $106,000 |