Dover, NH03820

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$528,000
2.9% YoY Growth
Median Household Income
$92,800
31.3% 5-Year Growth
Days on Market
51
5.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,100
6.3% YoY Growth
1-Bed Rent
$1,800
1.1% YoY Growth
2-Bed Rent
$2,200
0.5% YoY Growth
3-Bed Rent
$2,600
10.8% YoY Growth

Property Listings — Dover, NH

As of Oct '25, Realtor.com reports that the median days on market for a home in Dover, NH is 51. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$709,000-4.0%
Listing Count
12275.0%
Listings as % of Homes0.3%75.0%
Days on Market
515.0%
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Demographics — Dover, NH

As of the latest ACS Survey released in 2023, Dover, NH has a population of 33,200, which has increased by 5.7% over the past 5 years. Dover, NH is a moderately popular place for families, as children make up 16.7% of the population. The area has a highly educated workforce, with 49.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,2005.7%
% Under 18
16.7%-12.1%
% Seniors
17.2%13.9%
% WFH
17.6%319.0%
% w/ College Degree
49.2%6.3%
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As of the latest ACS Survey released in 2023, Dover, NH is a predominantly white area, with 85.8% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Dover, NH is hispanic, making up 3.7% of the population. Foreign-born residents account for 5.1% of the population in Dover, NH, and this percentage has decreased by 37.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.8%-2.7%
% Black
1.3%18.2%
% Hispanic
3.7%37.0%
% Asian
3.3%-38.9%
% Foreign Born
5.1%-37.8%
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Mortgage and Risk — Dover, NH

According to HUD data as of 2023, there were 542 mortgage originations in Dover, NH, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Dover, NH. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
542
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Dover, NH

As of 2024, the percent of homes in Dover, NH under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dover, NH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,054
Total Units Section 8
754
% Rentals under Section 8
10.5%
% Occupied Section 8
90.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$370$1,800$1,430
2 Bedroom-$380$2,200$1,820
3 Bedroom-$290$2,600$2,310
4 Bedroom-$600$3,300$2,700

Affordability — Dover, NH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$528,000
Median Household Income$92,800

Dover, NH — ZIP Code Boundary Map

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Frequently Asked Questions