Biddeford, ME04005

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$494,000
2.5% YoY Growth
Median Household Income
$71,300
37.2% 5-Year Growth
Days on Market
77
8.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$1,900
3.1% YoY Growth
1-Bed Rent
$2,020
14.1% YoY Growth
2-Bed Rent
$1,880
2.4% YoY Growth
3-Bed Rent
$2,200
6.9% YoY Growth

Property Listings — Biddeford, ME

As of Oct '25, Realtor.com reports that the median days on market for a home in Biddeford, ME is 77. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$681,0000.0%
Listing Count
6328.0%
Listings as % of Homes0.2%28.0%
Days on Market
778.0%
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Demographics — Biddeford, ME

As of the latest ACS Survey released in 2023, Biddeford, ME has a population of 24,700, which has increased by 5.8% over the past 5 years. Biddeford, ME is a moderately popular place for families, as children make up 16.3% of the population. The area has a moderately educated workforce, with 29.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,7005.8%
% Under 18
16.3%-3.0%
% Seniors
17.4%3.6%
% WFH
12.4%244.4%
% w/ College Degree
29.5%21.9%
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As of the latest ACS Survey released in 2023, Biddeford, ME is a predominantly white area, with 92.2% of the population identifying as white. The white population has grown by 3.6% in the last 5 years. The second most common race or ethnicity in Biddeford, ME is hispanic, making up 2.4% of the population. Foreign-born residents account for 3.7% of the population in Biddeford, ME, and this percentage has decreased by 46.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.2%3.6%
% Black
0.9%-64.0%
% Hispanic
2.4%-31.4%
% Asian
1.9%-36.7%
% Foreign Born
3.7%-46.4%
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Mortgage and Risk — Biddeford, ME

According to HUD data as of 2023, there were 407 mortgage originations in Biddeford, ME, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Biddeford, ME. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
407
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
4.0%
% Second Loans
3.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Biddeford, ME

As of 2024, the percent of homes in Biddeford, ME under the Section 8 program is 12.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Biddeford, ME, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
642
Total Units Section 8
607
% Rentals under Section 8
12.5%
% Occupied Section 8
83.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$650$2,020$1,370
2 Bedroom-$120$1,880$1,760
3 Bedroom-$20$2,200$2,180
4 Bedroom$790$1,680$2,470

Affordability — Biddeford, ME

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6
Median Home Price$494,000
Median Household Income$71,300

Biddeford, ME — ZIP Code Boundary Map

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Frequently Asked Questions