Hartford, VT—05001
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartford, VT
Hartford, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $394,000 | 1.4% |
| Single Family | $414,000 | 0.2% |
| Condos | $295,000 | 3.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $297,000 | 2.1% |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartford, VT
As of July '25, Rentcast reports the average rent in Hartford, VT is $2,070, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in Hartford, VT is studios: $1,300, 1-bedrooms: $1,630, 2-bedrooms: $2,260, 3-bedrooms: $3,020, 4-bedrooms: $3,300. The most common rental property sizes in Hartford, VT are 2-bedroom and 1-bedroom, accounting for 43.3% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $2,070 |
| Studio Rent | $1,300 | $1,300 |
| 1 Bed Rent | $1,500 | $1,630 |
| 2 Bed Rent | $2,280 | $2,260 |
| 3 Bed Rent | $2,900 | $3,020 |
| 4 Bed Rent | $3,300 | $3,300 |
% of Rental Stock
Property Listings — Hartford, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartford, VT is 36. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $618,000 | 32.0% |
Listing Count | 27 | -6.0% |
| Listings as % of Homes | 0.3% | -6.0% |
Days on Market | 36 | -2.0% |
Demographics — Hartford, VT
As of the latest ACS Survey released in 2023, Hartford, VT has a population of 9,750, which has increased by 4.8% over the past 5 years. Hartford, VT is a moderately popular place for families, as children make up 21.0% of the population. The area has a highly educated workforce, with 46.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,750 | 4.8% |
% Under 18 | 21.0% | 26.5% |
% Seniors | 21.2% | -10.9% |
% WFH | 11.2% | 100.0% |
% w/ College Degree | 46.4% | 4.5% |
As of the latest ACS Survey released in 2023, Hartford, VT is a predominantly white area, with 91.6% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Hartford, VT is asian, making up 2.8% of the population. Foreign-born residents account for 6.0% of the population in Hartford, VT, and this percentage has increased by 11.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.6% | -0.7% |
% Black | 0.9% | -47.1% |
% Hispanic | 2.5% | 66.7% |
% Asian | 2.8% | 27.3% |
% Foreign Born | 6.0% | 11.1% |
Mortgage and Risk — Hartford, VT
According to HUD data as of 2023, there were 213 mortgage originations in Hartford, VT, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Hartford, VT. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 213 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Hartford, VT
Hartford, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 257 |
Total Units Section 8 | 243 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$280 | $1,500 | $1,220 |
| 2 Bedroom | -$870 | $2,280 | $1,410 |
| 3 Bedroom | -$1,070 | $2,900 | $1,830 |
| 4 Bedroom | -$1,410 | $3,300 | $1,890 |
Affordability — Hartford, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $394,000 |
| Median Household Income | $74,400 |