Pownal, VT—05261
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pownal, VT
As of Oct '25, the median home price in Pownal, VT is $268,000, with a year-over-year change of -2.7%. This indicates that home prices in Pownal, VT are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | -2.7% |
| Single Family | $269,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pownal, VT
Pownal, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pownal, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Pownal, VT is 87. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 67.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | 20.0% |
Listing Count | 6 | 22.0% |
| Listings as % of Homes | 0.6% | 22.0% |
Days on Market | 87 | 59.0% |
Demographics — Pownal, VT
As of the latest ACS Survey released in 2023, Pownal, VT has a population of 2,200, which has decreased by -12.8% over the past 5 years. Pownal, VT is a moderately popular place for families, as children make up 16.7% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,200 | -12.8% |
% Under 18 | 16.7% | -23.4% |
% Seniors | 23.2% | 30.3% |
% WFH | 13.1% | 133.9% |
% w/ College Degree | 23.8% | -7.8% |
Pownal, VT lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.6% | 3.1% |
% Black | 0.0% | N/A |
% Hispanic | 3.4% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Pownal, VT
According to HUD data as of 2023, there were 25 mortgage originations in Pownal, VT, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Pownal, VT. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Pownal, VT
Pownal, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,220 |
| 2 Bedroom | N/A | N/A | $1,500 |
| 3 Bedroom | N/A | N/A | $1,910 |
| 4 Bedroom | N/A | N/A | $2,370 |
Affordability — Pownal, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $268,000 |
| Median Household Income | $63,700 |