Grand Isle, VT—05458
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Grand Isle, VT
As of Oct '25, the median home price in Grand Isle, VT is $489,000, with a year-over-year change of -2.3%. This indicates that home prices in Grand Isle, VT are decreasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $489,000 | -2.3% |
| Single Family | $490,000 | -2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Grand Isle, VT
Grand Isle, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Grand Isle, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Grand Isle, VT is 87. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $718,000 | 1.0% |
Listing Count | 19 | 123.0% |
| Listings as % of Homes | 0.1% | 123.0% |
Days on Market | 87 | 38.0% |
Demographics — Grand Isle, VT
As of the latest ACS Survey released in 2023, Grand Isle, VT has a population of 2,190, which has remained stable by -0.3% over the past 5 years. Grand Isle, VT is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 44.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,190 | -0.3% |
% Under 18 | 19.8% | 3.7% |
% Seniors | 15.4% | -11.5% |
% WFH | 16.7% | 49.1% |
% w/ College Degree | 44.0% | 0.7% |
As of the latest ACS Survey released in 2023, Grand Isle, VT is a predominantly white area, with 92.2% of the population identifying as white. The white population has grown by 4.7% in the last 5 years. The second most common race or ethnicity in Grand Isle, VT is hispanic, making up 2.5% of the population. Foreign-born residents account for 2.3% of the population in Grand Isle, VT, and this percentage has decreased by 53.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | 4.7% |
% Black | 0.5% | -16.7% |
% Hispanic | 2.5% | -19.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.3% | -53.1% |
Mortgage and Risk — Grand Isle, VT
According to HUD data as of 2023, there were 93 mortgage originations in Grand Isle, VT, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Grand Isle, VT. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 93 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Grand Isle, VT
Grand Isle, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | 48.9% |
% Occupied Section 8 | 87.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,700 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Grand Isle, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $489,000 |
| Median Household Income | $98,200 |