Saint Albans, VT—05478
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Albans, VT
As of Oct '25, the median home price in Saint Albans, VT is $368,000, with a year-over-year change of -2.9%. This indicates that home prices in Saint Albans, VT are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $368,000 | -2.9% |
| Single Family | $371,000 | -2.6% |
| Condos | $334,000 | -2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $309,000 | -1.6% |
3 Bed | $374,000 | -2.3% |
4 Bed | $399,000 | -3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Albans, VT
As of July '25, Rentcast reports the average rent in Saint Albans, VT is $1,580, with a year-over-year rent change of -12.2%. Per bedroom, the median rent as of July '25 in Saint Albans, VT is 1-bedrooms: $1,210, 2-bedrooms: $1,760, 3-bedrooms: $1,880. The most common rental property sizes in Saint Albans, VT are 2-bedroom and 1-bedroom, accounting for 42.8% and 32.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,680 | $1,580 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,210 |
| 2 Bed Rent | $1,800 | $1,760 |
| 3 Bed Rent | $1,850 | $1,880 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Albans, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Albans, VT is 59. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $460,000 | 15.0% |
Listing Count | 50 | 31.0% |
| Listings as % of Homes | 0.2% | 31.0% |
Days on Market | 59 | 24.0% |
Demographics — Saint Albans, VT
As of the latest ACS Survey released in 2023, Saint Albans, VT has a population of 16,000, which has increased by 8.2% over the past 5 years. Saint Albans, VT is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 29.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,000 | 8.2% |
% Under 18 | 20.3% | -8.6% |
% Seniors | 18.6% | 20.8% |
% WFH | 7.8% | 122.9% |
% w/ College Degree | 29.8% | 12.9% |
As of the latest ACS Survey released in 2023, Saint Albans, VT is a predominantly white area, with 91.8% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Saint Albans, VT is hispanic, making up 2.6% of the population. Foreign-born residents account for 2.9% of the population in Saint Albans, VT, and this percentage has decreased by 12.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.8% | -1.2% |
% Black | 0.6% | -50.0% |
% Hispanic | 2.6% | 136.4% |
% Asian | 0.2% | -80.0% |
% Foreign Born | 2.9% | -12.1% |
Mortgage and Risk — Saint Albans, VT
According to HUD data as of 2023, there were 295 mortgage originations in Saint Albans, VT, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Saint Albans, VT. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 295 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Saint Albans, VT
Saint Albans, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 604 |
Total Units Section 8 | 598 |
% Rentals under Section 8 | 31.1% |
% Occupied Section 8 | 82.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,250 | $1,300 |
| 2 Bedroom | -$100 | $1,800 | $1,700 |
| 3 Bedroom | $310 | $1,850 | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Saint Albans, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $368,000 |
| Median Household Income | $70,800 |