Swanton, VT 05488 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Swanton, VT—05488

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$338,000

0.2% YoY Growth

Household Income

$73,100

10.5% YoY Growth

Days on Market

36.0% Shorter YoY

Home Price Forecast

1.1%

Median Rent

$1,800

28.0% YoY Growth

1-Bed Rent

$1,800

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Swanton, VT

As of Dec '25, the median home price in Swanton, VT is $338,000, with a year-over-year change of 0.2%. This indicates that home prices in Swanton, VT are flat. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$338,000	0.2%
Single Family	$339,000	0.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Swanton, VT

As of July '25, Rentcast reports the average rent in Swanton, VT is $1,800, with a year-over-year rent change of -28.0%. Per bedroom, the median rent as of July '25 in Swanton, VT is 1-bedrooms: $1,800. The most common rental property sizes in Swanton, VT are 2-bedroom and 3-bedroom, accounting for 50.5% and 29.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,800	$1,800
Studio Rent	N/A	N/A
1 Bed Rent	$1,800	$1,800
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

2.6%

1 Bedroom

15.2%

2 Bedrooms

50.5%

3 Bedrooms

29.7%

4 Bedrooms

1.9%

Property Listings — Swanton, VT

As of Dec '25, Realtor.com reports that the median days on market for a home in Swanton, VT is 37. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$380,000	7.0%
Listing Count	39	26.0%
Listings as % of Homes	0.3%	26.0%
Days on Market	56	-36.0%

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Demographics — Swanton, VT

As of the latest ACS Survey released in 2023, Swanton, VT has a population of 7,900, which has decreased by -4.2% over the past 5 years. Swanton, VT is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,900	-4.2%
% Under 18	20.3%	-9.0%
% Seniors	18.1%	6.5%
% WFH	14.0%	125.8%
% w/ College Degree	21.5%	31.9%

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As of the latest ACS Survey released in 2023, Swanton, VT is a predominantly white area, with 90.7% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Swanton, VT is asian, making up 1.6% of the population. Foreign-born residents account for 3.4% of the population in Swanton, VT, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	90.7%	0.2%
% Black	0.3%	200.0%
% Hispanic	1.2%	20.0%
% Asian	1.6%	∞%
% Foreign Born	3.4%	0.0%

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Mortgage and Risk — Swanton, VT

According to HUD data as of 2023, there were 164 mortgage originations in Swanton, VT, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Swanton, VT. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	164
% Conventional Loans	86.0%
% Government Loans	14.0%
% Investor Loans	4.0%
% Second Loans	1.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Swanton, VT

Swanton, VT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	146
Total Units Section 8	146
% Rentals under Section 8	22.6%
% Occupied Section 8	84.4%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$410	$1,800	$1,390
2 Bedroom	N/A	N/A	$1,830
3 Bedroom	N/A	N/A	$2,360
4 Bedroom	N/A	N/A	$2,430

Swanton, VT—05488

Key Metrics at a Glance

Home Price Trends — Swanton, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Swanton, VT

% of Rental Stock

Property Listings — Swanton, VT

Demographics — Swanton, VT

Race and Ethnicity

Mortgage and Risk — Swanton, VT

Mortgages

Rentals and Section 8 — Swanton, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Swanton, VT

Home Price to Income Ratio

Swanton, VT — ZIP Code Boundary Map

Nearby ZIP Codes

Highgate, VT

Saint Albans, VT

Alburgh, VT

North Hero, VT

Sheldon, VT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.1
Median Home Price	$338,000
Median Household Income	$73,100

Swanton, VT—05488

Key Metrics at a Glance

Home Price Trends — Swanton, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Swanton, VT

% of Rental Stock

Property Listings — Swanton, VT

Demographics — Swanton, VT

Race and Ethnicity

Mortgage and Risk — Swanton, VT

Mortgages

Rentals and Section 8 — Swanton, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Swanton, VT

Home Price to Income Ratio

Swanton, VT — ZIP Code Boundary Map

Nearby ZIP Codes

Highgate, VT

Saint Albans, VT

Alburgh, VT

North Hero, VT

Sheldon, VT

Frequently Asked Questions

What is the average home price in Swanton, VT 05488?

How have home prices in Swanton, VT 05488 changed over the past year?

What is the home price projection for Swanton, VT 05488?

What are the demographics of Swanton, VT 05488?

How long does it take homes to sell in Swanton, VT 05488?

What is the average rent price in Swanton, VT 05488?