Montpelier, VT 05602 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Montpelier, VT—05602

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$428,000

1.0% YoY Growth

Household Income

$81,600

24.0% YoY Growth

Days on Market

10.0% Longer YoY

Home Price Forecast

-0.1%

Median Rent

$1,580

7.7% YoY Growth

1-Bed Rent

$1,500

7.7% YoY Growth

2-Bed Rent

$1,670

1.2% YoY Growth

3-Bed Rent

$1,700

N/A

Home Price Trends — Montpelier, VT

As of May '26, the median home price in Montpelier, VT is $428,000, with a year-over-year change of 1.0%. This indicates that home prices in Montpelier, VT are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$428,000	1.0%
Single Family	$442,000	0.7%
Condos	$299,000	6.0%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Montpelier, VT

As of July '25, Rentcast reports the average rent in Montpelier, VT is $1,540, with a year-over-year rent change of 7.7%. Per bedroom, the median rent as of July '25 in Montpelier, VT is studios: $1,330, 1-bedrooms: $1,530, 2-bedrooms: $1,590, 3-bedrooms: $1,700. The most common rental property sizes in Montpelier, VT are 1-bedroom and 2-bedroom, accounting for 39.9% and 38.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,580	$1,540
Studio Rent	$1,050	$1,330
1 Bed Rent	$1,500	$1,530
2 Bed Rent	$1,670	$1,590
3 Bed Rent	$1,700	$1,700
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

8.1%

1 Bedroom

39.9%

2 Bedrooms

38.8%

3 Bedrooms

10.2%

4 Bedrooms

1.8%

5+ Bedrooms

1.2%

Property Listings — Montpelier, VT

As of May '26, Realtor.com reports that the median days on market for a home in Montpelier, VT is 20. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$484,000	-11.0%
Listing Count	36	-8.0%
Listings as % of Homes	0.2%	-8.0%
Days on Market	20	10.0%

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Demographics — Montpelier, VT

As of the latest ACS Survey released in 2023, Montpelier, VT has a population of 12,500, which has increased by 6.0% over the past 5 years. Montpelier, VT is a moderately popular place for families, as children make up 18.8% of the population. The area has a highly educated workforce, with 60.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,500	6.0%
% Under 18	18.8%	-0.5%
% Seniors	24.2%	22.2%
% WFH	23.4%	188.9%
% w/ College Degree	60.7%	9.2%

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As of the latest ACS Survey released in 2023, Montpelier, VT is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Montpelier, VT is hispanic, making up 3.0% of the population. Foreign-born residents account for 3.7% of the population in Montpelier, VT, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	89.1%	-4.0%
% Black	1.1%	-8.3%
% Hispanic	3.0%	57.9%
% Asian	1.3%	-18.8%
% Foreign Born	3.7%	-2.6%

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Mortgage and Risk — Montpelier, VT

According to HUD data as of 2023, there were 190 mortgage originations in Montpelier, VT, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Montpelier, VT. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	190
% Conventional Loans	90.0%
% Government Loans	10.0%
% Investor Loans	2.0%
% Second Loans	3.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Montpelier, VT

Montpelier, VT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	337
Total Units Section 8	277
% Rentals under Section 8	N/A
% Occupied Section 8	92.7%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$330	$1,500	$1,170
2 Bedroom	-$140	$1,670	$1,530
3 Bedroom	$200	$1,700	$1,900
4 Bedroom	N/A	N/A	$2,130

Montpelier, VT—05602

Key Metrics at a Glance

Home Price Trends — Montpelier, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Montpelier, VT

% of Rental Stock

Property Listings — Montpelier, VT

Demographics — Montpelier, VT

Race and Ethnicity

Mortgage and Risk — Montpelier, VT

Mortgages

Rentals and Section 8 — Montpelier, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Montpelier, VT

Home Price to Income Ratio

Montpelier, VT — ZIP Code Boundary Map

Nearby ZIP Codes

East Montpelier, VT

Worcester, VT

Adamant, VT

Waterbury, VT

Northfield, VT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.9
Median Home Price	$428,000
Median Household Income	$81,600

Montpelier, VT—05602

Key Metrics at a Glance

Home Price Trends — Montpelier, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Montpelier, VT

% of Rental Stock

Property Listings — Montpelier, VT

Demographics — Montpelier, VT

Race and Ethnicity

Mortgage and Risk — Montpelier, VT

Mortgages

Rentals and Section 8 — Montpelier, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Montpelier, VT

Home Price to Income Ratio

Montpelier, VT — ZIP Code Boundary Map

Nearby ZIP Codes

East Montpelier, VT

Worcester, VT

Adamant, VT

Waterbury, VT

Northfield, VT

Frequently Asked Questions

What is the average home price in Montpelier, VT 05602?

How have home prices in Montpelier, VT 05602 changed over the past year?

What is the home price projection for Montpelier, VT 05602?

What are the demographics of Montpelier, VT 05602?

How long does it take homes to sell in Montpelier, VT 05602?

What is the average rent price in Montpelier, VT 05602?