West Rutland, VT—05777
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Rutland, VT
As of Oct '25, the median home price in West Rutland, VT is $263,000, with a year-over-year change of -1.3%. This indicates that home prices in West Rutland, VT are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $263,000 | -1.3% |
| Single Family | $264,000 | -1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $240,000 | 0.8% |
3 Bed | $269,000 | 1.5% |
4 Bed | $259,000 | -2.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Rutland, VT
West Rutland, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — West Rutland, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in West Rutland, VT is 129. This is a increase of 113.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $183,000 | -30.0% |
Listing Count | 7 | 10.0% |
| Listings as % of Homes | 0.3% | 10.0% |
Days on Market | 129 | 113.0% |
Demographics — West Rutland, VT
As of the latest ACS Survey released in 2023, West Rutland, VT has a population of 3,240, which has decreased by -5.8% over the past 5 years. West Rutland, VT is a moderately popular place for families, as children make up 17.4% of the population. The area has a moderately educated workforce, with 37.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,240 | -5.8% |
% Under 18 | 17.4% | -16.7% |
% Seniors | 23.4% | 20.6% |
% WFH | 11.2% | 160.5% |
% w/ College Degree | 37.1% | 53.9% |
As of the latest ACS Survey released in 2023, West Rutland, VT is a predominantly white area, with 95.7% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in West Rutland, VT is black, making up 0.9% of the population. Foreign-born residents account for 3.0% of the population in West Rutland, VT, and this percentage has increased by 130.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.7% | -1.1% |
% Black | 0.9% | ∞% |
% Hispanic | 0.3% | -87.0% |
% Asian | 0.2% | ∞% |
% Foreign Born | 3.0% | 130.8% |
Mortgage and Risk — West Rutland, VT
According to HUD data as of 2023, there were 25 mortgage originations in West Rutland, VT, of which 52.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in West Rutland, VT. Investor activity is low, as 4.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 52.0% |
% Government Loans | 48.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — West Rutland, VT
West Rutland, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 84.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,030 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | $300 | $1,300 | $1,600 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — West Rutland, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $263,000 |
| Median Household Income | $60,800 |