Windsor, CT—06095
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor, CT
As of Oct '25, the median home price in Windsor, CT is $360,000, with a year-over-year change of 8.5%. This indicates that home prices in Windsor, CT are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $360,000 | 8.5% |
| Single Family | $366,000 | 8.0% |
| Condos | $268,000 | 10.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $151,000 | 31.3% |
2 Bed | $279,000 | 10.3% |
3 Bed | $357,000 | 8.5% |
4 Bed | $434,000 | 7.7% |
| 5 Bed | $472,000 | 7.5% |
% of Housing Stock
Rental Trends — Windsor, CT
Windsor, CT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $2,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,400 |
| 2 Bed Rent | $1,850 | $1,890 |
| 3 Bed Rent | $2,650 | $2,760 |
| 4 Bed Rent | $3,400 | $3,400 |
% of Rental Stock
Property Listings — Windsor, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, CT is 26. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | 10.0% |
Listing Count | 70 | 14.0% |
| Listings as % of Homes | 0.4% | 14.0% |
Days on Market | 26 | 40.0% |
Demographics — Windsor, CT
As of the latest ACS Survey released in 2023, Windsor, CT has a population of 29,400, which has increased by 1.4% over the past 5 years. Windsor, CT is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 43.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,400 | 1.4% |
% Under 18 | 19.3% | -4.0% |
% Seniors | 18.6% | 4.5% |
% WFH | 14.0% | 311.8% |
% w/ College Degree | 43.9% | 7.6% |
As of the latest ACS Survey released in 2023, Windsor, CT is a predominantly white area, with 45.1% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Windsor, CT is black, making up 34.8% of the population. Foreign-born residents account for 15.6% of the population in Windsor, CT, and this percentage has decreased by 13.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.1% | -1.5% |
% Black | 34.8% | -11.9% |
% Hispanic | 10.1% | 14.8% |
% Asian | 3.9% | -22.0% |
% Foreign Born | 15.6% | -13.3% |
Mortgage and Risk — Windsor, CT
According to HUD data as of 2023, there were 546 mortgage originations in Windsor, CT, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Windsor, CT. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 546 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Windsor, CT
As of 2024, the percent of homes in Windsor, CT under the Section 8 program is 15.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Windsor, CT, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 319 |
Total Units Section 8 | 319 |
% Rentals under Section 8 | 15.2% |
% Occupied Section 8 | 70.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $1,250 | $1,520 |
| 2 Bedroom | $80 | $1,850 | $1,930 |
| 3 Bedroom | -$320 | $2,650 | $2,330 |
| 4 Bedroom | -$640 | $3,400 | $2,760 |
Affordability — Windsor, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $360,000 |
| Median Household Income | $108,000 |