Windsor Locks, CT—06096
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor Locks, CT
As of Oct '25, the median home price in Windsor Locks, CT is $309,000, with a year-over-year change of 2.8%. This indicates that home prices in Windsor Locks, CT are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $309,000 | 2.8% |
| Single Family | $319,000 | 2.2% |
| Condos | $251,000 | 2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $182,000 | 4.6% |
2 Bed | $274,000 | 5.4% |
3 Bed | $319,000 | 2.2% |
4 Bed | $363,000 | 2.0% |
| 5 Bed | $380,000 | 0.5% |
% of Housing Stock
Rental Trends — Windsor Locks, CT
As of July '25, Rentcast reports the average rent in Windsor Locks, CT is $1,980, with a year-over-year rent change of -5.7%. Per bedroom, the median rent as of July '25 in Windsor Locks, CT is studios: $1,700, 1-bedrooms: $1,590, 2-bedrooms: $1,920, 3-bedrooms: $2,630, 4-bedrooms: $3,000. The most common rental property sizes in Windsor Locks, CT are 1-bedroom and 2-bedroom, accounting for 47.6% and 29.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,920 | $1,980 |
| Studio Rent | $1,700 | $1,700 |
| 1 Bed Rent | $1,500 | $1,590 |
| 2 Bed Rent | $1,920 | $1,920 |
| 3 Bed Rent | $2,600 | $2,630 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Windsor Locks, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor Locks, CT is 27. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $354,000 | 21.0% |
Listing Count | 35 | 15.0% |
| Listings as % of Homes | 0.5% | 15.0% |
Days on Market | 27 | 1.0% |
Demographics — Windsor Locks, CT
As of the latest ACS Survey released in 2023, Windsor Locks, CT has a population of 12,600, which has remained stable by -0.5% over the past 5 years. Windsor Locks, CT is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,600 | -0.5% |
% Under 18 | 19.5% | 6.0% |
% Seniors | 16.6% | -12.2% |
% WFH | 13.7% | 470.8% |
% w/ College Degree | 26.4% | 10.0% |
As of the latest ACS Survey released in 2023, Windsor Locks, CT is a predominantly white area, with 71.7% of the population identifying as white. The white population has shrunk by 12.3% in the last 5 years. The second most common race or ethnicity in Windsor Locks, CT is hispanic, making up 9.4% of the population. Foreign-born residents account for 11.3% of the population in Windsor Locks, CT, and this percentage has increased by 18.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.7% | -12.3% |
% Black | 8.0% | 37.9% |
% Hispanic | 9.4% | 135.0% |
% Asian | 6.3% | 16.7% |
% Foreign Born | 11.3% | 18.9% |
Mortgage and Risk — Windsor Locks, CT
According to HUD data as of 2023, there were 309 mortgage originations in Windsor Locks, CT, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Windsor Locks, CT. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 309 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Windsor Locks, CT
As of 2024, the percent of homes in Windsor Locks, CT under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Windsor Locks, CT, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 184 |
Total Units Section 8 | 108 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$210 | $1,500 | $1,290 |
| 2 Bedroom | -$290 | $1,920 | $1,630 |
| 3 Bedroom | -$640 | $2,600 | $1,960 |
| 4 Bedroom | -$670 | $3,000 | $2,330 |
Affordability — Windsor Locks, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $309,000 |
| Median Household Income | $90,400 |