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Windsor Locks, CT—06096

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$317,000
2.9% YoY Growth
Household Income
$90,400
35.3% YoY Growth
Days on Market
45
16.0% Shorter YoY
Home Price Forecast
4.5%
Median Rent
$1,920
5.7% YoY Growth
1-Bed Rent
$1,500
N/A
2-Bed Rent
$1,920
4.0% YoY Growth
3-Bed Rent
$2,600
19.5% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Windsor Locks, CT

As of Dec '25, the median home price in Windsor Locks, CT is $317,000, with a year-over-year change of 2.9%. This indicates that home prices in Windsor Locks, CT are increasing. According to Zillow, the 1-year price projection is 4.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$317,0002.9%
Single Family $328,0002.8%
Condos $255,0002.8%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
  • $179,000
    5.3%
    2 Bed
    $279,0005.7%
    3 Bed
    $328,0002.8%
    4 Bed
    $374,0002.7%
    5 Bed $390,5441.3%
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    % of Housing Stock

    Studio
    1.7%
    1 Bedroom
    11.7%
    2 Bedrooms
    28.0%
    3 Bedrooms
    45.3%
    4 Bedrooms
    11.4%
    5+ Bedrooms
    1.9%

    Rental Trends — Windsor Locks, CT

    As of July '25, Rentcast reports the average rent in Windsor Locks, CT is $1,980, with a year-over-year rent change of -5.7%. Per bedroom, the median rent as of July '25 in Windsor Locks, CT is studios: $1,700, 1-bedrooms: $1,590, 2-bedrooms: $1,920, 3-bedrooms: $2,630, 4-bedrooms: $3,000. The most common rental property sizes in Windsor Locks, CT are 1-bedroom and 2-bedroom, accounting for 47.6% and 29.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,920$1,980
    Studio Rent $1,700$1,700
    1 Bed Rent $1,500$1,590
    2 Bed Rent $1,920$1,920
    3 Bed Rent $2,600$2,630
    4 Bed Rent $3,000$3,000
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    % of Rental Stock

    Studio
    8.4%
    1 Bedroom
    47.6%
    2 Bedrooms
    29.2%
    3 Bedrooms
    11.8%
    4 Bedrooms
    2.9%

    Property Listings — Windsor Locks, CT

    As of Dec '25, Realtor.com reports that the median days on market for a home in Windsor Locks, CT is 26. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $320,0007.0%
    Listing Count
    2929.0%
    Listings as % of Homes0.5%29.0%
    Days on Market
    45-16.0%
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    Demographics — Windsor Locks, CT

    As of the latest ACS Survey released in 2023, Windsor Locks, CT has a population of 12,600, which has remained stable by -0.5% over the past 5 years. Windsor Locks, CT is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    12,600-0.5%
    % Under 18
    19.5%6.0%
    % Seniors
    16.6%-12.2%
    % WFH
    13.7%470.8%
    % w/ College Degree
    26.4%10.0%
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    As of the latest ACS Survey released in 2023, Windsor Locks, CT is a predominantly white area, with 71.7% of the population identifying as white. The white population has shrunk by 12.3% in the last 5 years. The second most common race or ethnicity in Windsor Locks, CT is hispanic, making up 9.4% of the population. Foreign-born residents account for 11.3% of the population in Windsor Locks, CT, and this percentage has increased by 18.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    71.7%-12.3%
    % Black
    8.0%37.9%
    % Hispanic
    9.4%135.0%
    % Asian
    6.3%16.7%
    % Foreign Born
    11.3%18.9%
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    Mortgage and Risk — Windsor Locks, CT

    According to HUD data as of 2023, there were 309 mortgage originations in Windsor Locks, CT, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Windsor Locks, CT. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    309
    % Conventional Loans
    82.0%
    % Government Loans
    18.0%
    % Investor Loans
    1.0%
    % Second Loans
    0.0%
    % Cash Out Refinance
    10.0%
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    Rentals and Section 8 — Windsor Locks, CT

    As of 2024, the percent of homes in Windsor Locks, CT under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Windsor Locks, CT, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    184
    Total Units Section 8
    108
    % Rentals under Section 8
    9.3%
    % Occupied Section 8
    96.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$210$1,500$1,290
    2 Bedroom-$290$1,920$1,630
    3 Bedroom-$640$2,600$1,960
    4 Bedroom-$670$3,000$2,330

    Affordability — Windsor Locks, CT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.9
    Median Home Price$317,000
    Median Household Income$90,400

    Windsor Locks, CT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Windsor Locks

    06080

    Windsor, CT

    06095

    East Windsor, CT

    06088

    Suffield, CT

    06078

    East Granby, CT

    06026

    Frequently Asked Questions