Chaplin, CT—06235
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chaplin, CT
As of Oct '25, the median home price in Chaplin, CT is $338,000, with a year-over-year change of 5.6%. This indicates that home prices in Chaplin, CT are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $338,000 | 5.6% |
| Single Family | $341,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $277,000 | 5.7% |
3 Bed | $352,000 | 5.4% |
4 Bed | $390,000 | 6.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chaplin, CT
Chaplin, CT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,300 | $2,300 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Chaplin, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Chaplin, CT is 43. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $377,000 | 1.0% |
Listing Count | 14 | 100.0% |
| Listings as % of Homes | 0.7% | 100.0% |
Days on Market | 43 | 7.0% |
Demographics — Chaplin, CT
As of the latest ACS Survey released in 2023, Chaplin, CT has a population of 2,120, which has decreased by -8.4% over the past 5 years. Chaplin, CT is a moderately popular place for families, as children make up 17.0% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,120 | -8.4% |
% Under 18 | 17.0% | 18.1% |
% Seniors | 18.1% | 5.2% |
% WFH | 17.4% | 335.0% |
% w/ College Degree | 23.9% | -14.6% |
As of the latest ACS Survey released in 2023, Chaplin, CT is a predominantly white area, with 87.2% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Chaplin, CT is hispanic, making up 4.5% of the population. Foreign-born residents account for 2.6% of the population in Chaplin, CT, and this percentage has decreased by 10.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.2% | -4.6% |
% Black | 0.6% | ∞% |
% Hispanic | 4.5% | -27.4% |
% Asian | 1.4% | 180.0% |
% Foreign Born | 2.6% | -10.3% |
Mortgage and Risk — Chaplin, CT
According to HUD data as of 2023, there were 34 mortgage originations in Chaplin, CT, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Chaplin, CT. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Chaplin, CT
Chaplin, CT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,180 | $2,300 | $1,120 |
| 2 Bedroom | N/A | N/A | $1,470 |
| 3 Bedroom | N/A | N/A | $1,800 |
| 4 Bedroom | -$50 | $2,200 | $2,150 |
Affordability — Chaplin, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $338,000 |
| Median Household Income | $96,900 |