Torrington, CT06790

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$287,000
3.6% YoY Growth
Median Household Income
$69,700
9.8% 5-Year Growth
Days on Market
36
29.0% Longer than last year
Home Price Forecast
4.2%
Median Rent
$1,600
7.9% YoY Growth
1-Bed Rent
$1,250
N/A
2-Bed Rent
$1,600
19.5% YoY Growth
3-Bed Rent
$2,000
21.7% YoY Growth

Property Listings — Torrington, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Torrington, CT is 36. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$285,000-1.0%
Listing Count
124-6.0%
Listings as % of Homes0.6%-6.0%
Days on Market
3629.0%
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Demographics — Torrington, CT

As of the latest ACS Survey released in 2023, Torrington, CT has a population of 35,500, which has increased by 2.6% over the past 5 years. Torrington, CT is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
35,5002.6%
% Under 18
17.6%-8.8%
% Seniors
18.5%-1.6%
% WFH
7.9%172.4%
% w/ College Degree
24.5%8.9%
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As of the latest ACS Survey released in 2023, Torrington, CT is a predominantly white area, with 72.7% of the population identifying as white. The white population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Torrington, CT is hispanic, making up 13.6% of the population. Foreign-born residents account for 11.9% of the population in Torrington, CT, and this percentage has increased by 8.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.7%-10.8%
% Black
6.5%58.5%
% Hispanic
13.6%19.3%
% Asian
3.0%20.0%
% Foreign Born
11.9%8.2%
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Mortgage and Risk — Torrington, CT

According to HUD data as of 2023, there were 814 mortgage originations in Torrington, CT, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Torrington, CT. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
814
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Torrington, CT

Torrington, CT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1,178
Total Units Section 8
748
% Rentals under Section 8
N/A
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$120$1,250$1,130
2 Bedroom-$200$1,600$1,400
3 Bedroom-$250$2,000$1,750
4 Bedroom-$200$2,200$2,000

Affordability — Torrington, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$287,000
Median Household Income$69,700

Torrington, CT — ZIP Code Boundary Map

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Frequently Asked Questions