Winsted, CT 06098 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Winsted, CT—06098

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$298,000

0.3% YoY Growth

Household Income

$68,700

4.2% YoY Growth

Days on Market

22.0% Longer YoY

Home Price Forecast

4.0%

Median Rent

$1,450

N/A

1-Bed Rent

$1,140

N/A

2-Bed Rent

$1,450

N/A

3-Bed Rent

$1,600

N/A

Home Price Trends — Winsted, CT

As of Dec '25, the median home price in Winsted, CT is $298,000, with a year-over-year change of 0.3%. This indicates that home prices in Winsted, CT are flat. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$298,000	0.3%
Single Family	$310,000	-0.3%
Condos	$206,000	1.5%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Winsted, CT

Winsted, CT lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$1,450	$1,610
Studio Rent	N/A	N/A
1 Bed Rent	$1,140	$1,190
2 Bed Rent	$1,450	$1,470
3 Bed Rent	$1,600	$1,760
4 Bed Rent	$1,600	$3,230

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% of Rental Stock

Studio

6.1%

1 Bedroom

38.9%

2 Bedrooms

34.6%

3 Bedrooms

14.5%

4 Bedrooms

5.9%

Property Listings — Winsted, CT

As of Dec '25, Realtor.com reports that the median days on market for a home in Winsted, CT is 78. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$386,000	-17.0%
Listing Count	27	-5.0%
Listings as % of Homes	0.5%	-5.0%
Days on Market	57	22.0%

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Demographics — Winsted, CT

As of the latest ACS Survey released in 2023, Winsted, CT has a population of 10,200, which has decreased by -17.6% over the past 5 years. Winsted, CT is a less popular place for families, as children make up 14.6% of the population. The area has a moderately educated workforce, with 28.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	10,200	-17.6%
% Under 18	14.6%	-5.2%
% Seniors	27.6%	50.0%
% WFH	5.5%	41.0%
% w/ College Degree	28.6%	17.7%

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As of the latest ACS Survey released in 2023, Winsted, CT is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Winsted, CT is hispanic, making up 8.6% of the population. Foreign-born residents account for 6.7% of the population in Winsted, CT, and this percentage has increased by 26.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	87.0%	-5.1%
% Black	1.8%	0.0%
% Hispanic	8.6%	79.2%
% Asian	0.1%	-87.5%
% Foreign Born	6.7%	26.4%

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Mortgage and Risk — Winsted, CT

According to HUD data as of 2023, there were 206 mortgage originations in Winsted, CT, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Winsted, CT. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	206
% Conventional Loans	79.0%
% Government Loans	21.0%
% Investor Loans	4.0%
% Second Loans	2.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Winsted, CT

Winsted, CT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	221
Total Units Section 8	95
% Rentals under Section 8	N/A
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$30	$1,140	$1,110
2 Bedroom	-$80	$1,450	$1,370
3 Bedroom	$110	$1,600	$1,710
4 Bedroom	$360	$1,600	$1,960

Winsted, CT—06098

Key Metrics at a Glance

Home Price Trends — Winsted, CT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Winsted, CT

% of Rental Stock

Property Listings — Winsted, CT

Demographics — Winsted, CT

Race and Ethnicity

Mortgage and Risk — Winsted, CT

Mortgages

Rentals and Section 8 — Winsted, CT

Section 8 Market Size

Section 8 Opportunity

Affordability — Winsted, CT

Home Price to Income Ratio

Winsted, CT — ZIP Code Boundary Map

Nearby ZIP Codes

Colebrook, CT

Torrington, CT

Norfolk, CT

Hartland, CT

New Hartford, CT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.6
Median Home Price	$298,000
Median Household Income	$68,700

Winsted, CT—06098

Key Metrics at a Glance

Home Price Trends — Winsted, CT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Winsted, CT

% of Rental Stock

Property Listings — Winsted, CT

Demographics — Winsted, CT

Race and Ethnicity

Mortgage and Risk — Winsted, CT

Mortgages

Rentals and Section 8 — Winsted, CT

Section 8 Market Size

Section 8 Opportunity

Affordability — Winsted, CT

Home Price to Income Ratio

Winsted, CT — ZIP Code Boundary Map

Nearby ZIP Codes

Colebrook, CT

Torrington, CT

Norfolk, CT

Hartland, CT

New Hartford, CT

Frequently Asked Questions

What is the average home price in Winsted, CT 06098?

How have home prices in Winsted, CT 06098 changed over the past year?

What is the home price projection for Winsted, CT 06098?

What are the demographics of Winsted, CT 06098?

How long does it take homes to sell in Winsted, CT 06098?

What is the average rent price in Winsted, CT 06098?