Harwinton, CT—06791
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harwinton, CT
As of Oct '25, the median home price in Harwinton, CT is $437,000, with a year-over-year change of 7.3%. This indicates that home prices in Harwinton, CT are increasing. According to Zillow, the 1-year price projection is 3.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $437,000 | 7.3% |
| Single Family | $438,000 | 7.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $361,000 | 6.8% |
3 Bed | $423,000 | 7.4% |
4 Bed | $563,000 | 8.9% |
| 5 Bed | $657,000 | 10.1% |
% of Housing Stock
Rental Trends — Harwinton, CT
Harwinton, CT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $2,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,750 | $1,750 |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harwinton, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Harwinton, CT is 58. This is a decrease of -33.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $494,000 | -18.0% |
Listing Count | 17 | 2.0% |
| Listings as % of Homes | 0.8% | 2.0% |
Days on Market | 58 | -33.0% |
Demographics — Harwinton, CT
As of the latest ACS Survey released in 2023, Harwinton, CT has a population of 5,560, which has increased by 1.8% over the past 5 years. Harwinton, CT is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 38.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,560 | 1.8% |
% Under 18 | 19.5% | -11.0% |
% Seniors | 22.4% | 6.2% |
% WFH | 12.6% | 121.1% |
% w/ College Degree | 38.1% | 3.0% |
As of the latest ACS Survey released in 2023, Harwinton, CT is a predominantly white area, with 91.6% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Harwinton, CT is hispanic, making up 6.0% of the population. Foreign-born residents account for 5.7% of the population in Harwinton, CT, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.6% | -4.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 6.0% | 500.0% |
% Asian | 0.6% | 0.0% |
% Foreign Born | 5.7% | 50.0% |
Mortgage and Risk — Harwinton, CT
According to HUD data as of 2023, there were 124 mortgage originations in Harwinton, CT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Harwinton, CT. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 124 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Harwinton, CT
Harwinton, CT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,510 |
| 2 Bedroom | $120 | $1,750 | $1,870 |
| 3 Bedroom | -$660 | $3,000 | $2,340 |
| 4 Bedroom | N/A | N/A | $2,670 |
Affordability — Harwinton, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $437,000 |
| Median Household Income | $108,000 |