Woodbridge, NJ07095

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$476,000
8.1% YoY Growth
Median Household Income
$99,700
20.3% 5-Year Growth
Days on Market
44
26.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$2,300
5.4% YoY Growth
1-Bed Rent
$2,000
3.1% YoY Growth
2-Bed Rent
$2,500
0.8% YoY Growth
3-Bed Rent
$3,100
0.9% YoY Growth

Property Listings — Woodbridge, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Woodbridge, NJ is 44. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$491,00013.0%
Listing Count
621.0%
Listings as % of Homes0.6%1.0%
Days on Market
4426.0%
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Demographics — Woodbridge, NJ

As of the latest ACS Survey released in 2023, Woodbridge, NJ has a population of 20,100, which has increased by 2.8% over the past 5 years. Woodbridge, NJ is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,1002.8%
% Under 18
22.7%3.2%
% Seniors
12.9%4.9%
% WFH
11.5%422.7%
% w/ College Degree
34.3%-7.3%
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As of the latest ACS Survey released in 2023, Woodbridge, NJ is a predominantly white area, with 38.1% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Woodbridge, NJ is hispanic, making up 28.0% of the population. Foreign-born residents account for 28.2% of the population in Woodbridge, NJ, and this percentage has decreased by 13.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
38.1%-2.8%
% Black
12.1%2.5%
% Hispanic
28.0%7.7%
% Asian
20.5%-5.5%
% Foreign Born
28.2%-13.8%
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Mortgage and Risk — Woodbridge, NJ

According to HUD data as of 2023, there were 233 mortgage originations in Woodbridge, NJ, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Woodbridge, NJ. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
233
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Woodbridge, NJ

Woodbridge, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
505
Total Units Section 8
505
% Rentals under Section 8
13.7%
% Occupied Section 8
98.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$20$2,000$1,980
2 Bedroom-$10$2,500$2,490
3 Bedroom-$100$3,100$3,000
4 BedroomN/AN/A$3,300

Affordability — Woodbridge, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$476,000
Median Household Income$99,700

Woodbridge, NJ — ZIP Code Boundary Map

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Frequently Asked Questions