Elizabeth, NJ07202

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$503,000
5.5% YoY Growth
Median Household Income
$68,100
40.3% 5-Year Growth
Days on Market
39
18.0% Shorter than last year
Home Price Forecast
0.8%
Median Rent
$2,500
3.3% YoY Growth
1-Bed Rent
$1,850
2.2% YoY Growth
2-Bed Rent
$2,300
14.6% YoY Growth
3-Bed Rent
$2,800
2.6% YoY Growth

Other Zip Codes in Elizabeth, NJ

Property Listings — Elizabeth, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Elizabeth, NJ is 39. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$472,0001.0%
Listing Count
253.0%
Listings as % of Homes0.1%3.0%
Days on Market
39-18.0%
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Demographics — Elizabeth, NJ

As of the latest ACS Survey released in 2023, Elizabeth, NJ has a population of 44,600, which has increased by 8.3% over the past 5 years. Elizabeth, NJ is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
44,6008.3%
% Under 18
25.0%4.6%
% Seniors
12.6%15.6%
% WFH
5.8%205.3%
% w/ College Degree
12.6%5.9%
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As of the latest ACS Survey released in 2023, Elizabeth, NJ is a predominantly hispanic area, with 70.3% of the population identifying as hispanic. The hispanic population has grown by 3.2% in the last 5 years. The second most common race or ethnicity in Elizabeth, NJ is black, making up 13.7% of the population. Foreign-born residents account for 50.3% of the population in Elizabeth, NJ, and this percentage has increased by 2.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
12.5%-8.8%
% Black
13.7%3.0%
% Hispanic
70.3%3.2%
% Asian
2.1%10.5%
% Foreign Born
50.3%2.4%
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Mortgage and Risk — Elizabeth, NJ

According to HUD data as of 2023, there were 180 mortgage originations in Elizabeth, NJ, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 100.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Elizabeth, NJ. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
180
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Elizabeth, NJ

As of 2024, the percent of homes in Elizabeth, NJ under the Section 8 program is 3.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Elizabeth, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,118
Total Units Section 8
445
% Rentals under Section 8
3.9%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$300$1,850$1,550
2 Bedroom-$420$2,300$1,880
3 Bedroom-$430$2,800$2,370
4 Bedroom-$710$3,400$2,690

Affordability — Elizabeth, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.7
Median Home Price$503,000
Median Household Income$68,100

Elizabeth, NJ — ZIP Code Boundary Map

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Frequently Asked Questions