Woodcliff Lake, NJ07677

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,194,000
5.0% YoY Growth
Median Household Income
$211,000
26.2% 5-Year Growth
Days on Market
27
20.0% Shorter than last year
Home Price Forecast
1.8%
Median Rent
$2,900
4.9% YoY Growth
1-Bed Rent
$2,900
N/A
2-Bed Rent
$2,900
31.8% YoY Growth
3-Bed Rent
$4,200
13.0% YoY Growth

Property Listings — Woodcliff Lake, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Woodcliff Lake, NJ is 27. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,350,000-5.0%
Listing Count
924.0%
Listings as % of Homes0.5%24.0%
Days on Market
27-20.0%
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Demographics — Woodcliff Lake, NJ

As of the latest ACS Survey released in 2023, Woodcliff Lake, NJ has a population of 6,100, which has increased by 4.8% over the past 5 years. Woodcliff Lake, NJ is a popular place for families, as children make up 25.9% of the population. The area has a highly educated workforce, with 77.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,1004.8%
% Under 18
25.9%12.6%
% Seniors
16.1%-6.4%
% WFH
23.9%85.3%
% w/ College Degree
77.4%7.4%
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As of the latest ACS Survey released in 2023, Woodcliff Lake, NJ is a predominantly white area, with 73.7% of the population identifying as white. The white population has shrunk by 16.4% in the last 5 years. The second most common race or ethnicity in Woodcliff Lake, NJ is asian, making up 9.0% of the population. Foreign-born residents account for 11.8% of the population in Woodcliff Lake, NJ, and this percentage has increased by 4.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.7%-16.4%
% Black
1.2%-62.5%
% Hispanic
8.0%900.0%
% Asian
9.0%34.3%
% Foreign Born
11.8%4.4%
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Mortgage and Risk — Woodcliff Lake, NJ

According to HUD data as of 2023, there were 97 mortgage originations in Woodcliff Lake, NJ, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Woodcliff Lake, NJ. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
97
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Woodcliff Lake, NJ

Woodcliff Lake, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$700$2,900$2,200
2 Bedroom-$380$2,900$2,520
3 Bedroom-$1,100$4,200$3,100
4 BedroomN/AN/A$3,920

Affordability — Woodcliff Lake, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$1,194,000
Median Household Income$211,000

Woodcliff Lake, NJ — ZIP Code Boundary Map

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Frequently Asked Questions