Keyport, NJ07735

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$499,000
4.4% YoY Growth
Median Household Income
$98,800
37.1% 5-Year Growth
Days on Market
33
17.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$2,880
4.8% YoY Growth
1-Bed Rent
$1,640
4.4% YoY Growth
2-Bed Rent
$2,630
3.8% YoY Growth
3-Bed Rent
$3,300
3.7% YoY Growth

Property Listings — Keyport, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Keyport, NJ is 33. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$566,0003.0%
Listing Count
902.0%
Listings as % of Homes1.0%2.0%
Days on Market
3317.0%
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Demographics — Keyport, NJ

As of the latest ACS Survey released in 2023, Keyport, NJ has a population of 19,200, which has increased by 3.3% over the past 5 years. Keyport, NJ is a moderately popular place for families, as children make up 17.6% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,2003.3%
% Under 18
17.6%-10.7%
% Seniors
15.1%4.1%
% WFH
8.4%133.3%
% w/ College Degree
32.5%45.7%
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As of the latest ACS Survey released in 2023, Keyport, NJ is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Keyport, NJ is hispanic, making up 19.2% of the population. Foreign-born residents account for 13.6% of the population in Keyport, NJ, and this percentage has increased by 19.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.3%-9.9%
% Black
6.4%-8.6%
% Hispanic
19.2%22.3%
% Asian
3.5%6.1%
% Foreign Born
13.6%19.3%
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Mortgage and Risk — Keyport, NJ

According to HUD data as of 2023, there were 307 mortgage originations in Keyport, NJ, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Keyport, NJ. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
307
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Keyport, NJ

As of 2024, the percent of homes in Keyport, NJ under the Section 8 program is 31.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Keyport, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
598
Total Units Section 8
598
% Rentals under Section 8
31.9%
% Occupied Section 8
95.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$230$1,640$1,410
2 Bedroom-$890$2,630$1,740
3 Bedroom-$1,010$3,300$2,290
4 Bedroom-$960$3,500$2,540

Affordability — Keyport, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$499,000
Median Household Income$98,800

Keyport, NJ — ZIP Code Boundary Map

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Frequently Asked Questions