View in Interactive Map
  1. Home
  2. /Browse ZIP Codes
  3. /New Jersey
  4. /Cliffwood, NJ - 07721

Cliffwood, NJ—07721

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$525,000
3.2% YoY Growth
Household Income
$128,000
75.0% YoY Growth
Days on Market
27
200.0% Longer YoY
Home Price Forecast
2.0%
Median Rent
$2,850
33.5% YoY Growth
1-Bed Rent
$1,850
17.8% YoY Growth
2-Bed Rent
$2,850
N/A
3-Bed Rent
$3,750
16.5% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cliffwood, NJ

As of May '26, the median home price in Cliffwood, NJ is $525,000, with a year-over-year change of -3.2%. This indicates that home prices in Cliffwood, NJ are decreasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$525,000-3.2%
Single Family $587,0003.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

Browse ZIP Codes by State

All states and cities →
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$428,0002.9%
    3 Bed
    		$576,0004.2%
    4 Bed
    		$673,0003.2%
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    1 Bedroom
    17.4%
    2 Bedrooms
    34.0%
    3 Bedrooms
    38.4%
    4 Bedrooms
    9.7%
    5+ Bedrooms
    0.5%

    Rental Trends — Cliffwood, NJ

    As of July '25, Rentcast reports the average rent in Cliffwood, NJ is $3,390, with a year-over-year rent change of 33.5%. Per bedroom, the median rent as of July '25 in Cliffwood, NJ is 1-bedrooms: $2,180, 2-bedrooms: $2,850, 3-bedrooms: $3,750. The most common rental property sizes in Cliffwood, NJ are 2-bedroom and 1-bedroom, accounting for 47.3% and 38.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,850$3,390
    Studio Rent N/AN/A
    1 Bed Rent $1,850$2,180
    2 Bed Rent $2,850$2,850
    3 Bed Rent $3,750$3,750
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    1 Bedroom
    38.4%
    2 Bedrooms
    47.3%
    3 Bedrooms
    14.4%

    Property Listings — Cliffwood, NJ

    As of May '26, Realtor.com reports that the median days on market for a home in Cliffwood, NJ is 27. This is a increase of 200.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$569,00011.0%
    Listing Count
    		23179.0%
    Listings as % of Homes0.8%179.0%
    Days on Market
    		27200.0%
    Loading chart...

    Demographics — Cliffwood, NJ

    As of the latest ACS Survey released in 2023, Cliffwood, NJ has a population of 4,440, which has increased by 48.0% over the past 5 years. Cliffwood, NJ is a moderately popular place for families, as children make up 21.7% of the population. The area has a highly educated workforce, with 46.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,44048.0%
    % Under 18
    		21.7%-5.7%
    % Seniors
    		5.8%-41.4%
    % WFH
    		10.0%376.2%
    % w/ College Degree
    		46.5%31.0%
    Loading chart...

    As of the latest ACS Survey released in 2023, Cliffwood, NJ is a predominantly white area, with 42.2% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Cliffwood, NJ is asian, making up 18.2% of the population. Foreign-born residents account for 18.4% of the population in Cliffwood, NJ, and this percentage has decreased by 23.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		42.2%-3.9%
    % Black
    		17.0%-37.5%
    % Hispanic
    		14.2%-13.4%
    % Asian
    		18.2%82.0%
    % Foreign Born
    		18.4%-23.0%
    Loading chart...

    Mortgage and Risk — Cliffwood, NJ

    According to HUD data as of 2023, there were 118 mortgage originations in Cliffwood, NJ, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 92.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Cliffwood, NJ. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		118
    % Conventional Loans
    		84.0%
    % Government Loans
    		16.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		8.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Cliffwood, NJ

    Cliffwood, NJ lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		43
    Total Units Section 8
    		43
    % Rentals under Section 8
    		5.9%
    % Occupied Section 8
    		88.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$90$1,850$1,760
    2 Bedroom-$680$2,850$2,170
    3 Bedroom-$860$3,750$2,890
    4 BedroomN/AN/A$3,210

    Affordability — Cliffwood, NJ

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.6
    Median Home Price$525,000
    Median Household Income$128,000

    Cliffwood, NJ — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Matawan, NJ

    07747

    Keyport, NJ

    07735

    South Amboy, NJ

    08879

    Hazlet Township, NJ

    07730

    Parlin, NJ

    08859

    Frequently Asked Questions