Monmouth Beach, NJ—07750
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Monmouth Beach, NJ
As of Oct '25, the median home price in Monmouth Beach, NJ is $1,078,000, with a year-over-year change of 1.7%. This indicates that home prices in Monmouth Beach, NJ are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,078,000 | 1.7% |
| Single Family | $1,400,000 | 2.0% |
| Condos | $643,000 | 2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $523,000 | 1.9% |
2 Bed | $772,000 | 2.1% |
3 Bed | $1,262,000 | 0.0% |
4 Bed | $1,809,000 | 2.1% |
| 5 Bed | $2,529,000 | -0.7% |
% of Housing Stock
Rental Trends — Monmouth Beach, NJ
As of July '25, Rentcast reports the average rent in Monmouth Beach, NJ is $4,070, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Monmouth Beach, NJ is 1-bedrooms: $2,600, 2-bedrooms: $2,850, 3-bedrooms: $4,400, 4-bedrooms: $6,130. The most common rental property sizes in Monmouth Beach, NJ are 1-bedroom and 2-bedroom, accounting for 74.1% and 15.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $4,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,600 |
| 2 Bed Rent | $2,450 | $2,850 |
| 3 Bed Rent | $3,950 | $4,400 |
| 4 Bed Rent | $6,000 | $6,130 |
% of Rental Stock
Property Listings — Monmouth Beach, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Monmouth Beach, NJ is 17. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $675,000 | -31.0% |
Listing Count | 23 | -20.0% |
| Listings as % of Homes | 0.6% | -20.0% |
Days on Market | 17 | -39.0% |
Demographics — Monmouth Beach, NJ
As of the latest ACS Survey released in 2023, Monmouth Beach, NJ has a population of 3,200, which has remained stable by -0.3% over the past 5 years. Monmouth Beach, NJ is a less popular place for families, as children make up 10.8% of the population. The area has a highly educated workforce, with 64.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,200 | -0.3% |
% Under 18 | 10.8% | -40.7% |
% Seniors | 30.6% | 17.2% |
% WFH | 30.4% | 266.3% |
% w/ College Degree | 64.9% | -7.9% |
As of the latest ACS Survey released in 2023, Monmouth Beach, NJ is a predominantly white area, with 86.3% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Monmouth Beach, NJ is hispanic, making up 7.7% of the population. Foreign-born residents account for 6.8% of the population in Monmouth Beach, NJ, and this percentage has increased by 61.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.3% | -9.0% |
% Black | 0.6% | ∞% |
% Hispanic | 7.7% | 196.2% |
% Asian | 2.9% | 314.3% |
% Foreign Born | 6.8% | 61.9% |
Mortgage and Risk — Monmouth Beach, NJ
According to HUD data as of 2023, there were 66 mortgage originations in Monmouth Beach, NJ, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Monmouth Beach, NJ. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 2.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Monmouth Beach, NJ
As of 2024, the percent of homes in Monmouth Beach, NJ under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Monmouth Beach, NJ, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $2,100 | $2,120 |
| 2 Bedroom | $160 | $2,450 | $2,610 |
| 3 Bedroom | -$470 | $3,950 | $3,480 |
| 4 Bedroom | -$2,130 | $6,000 | $3,870 |
Affordability — Monmouth Beach, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.8 |
| Median Home Price | $1,078,000 |
| Median Household Income | $140,000 |