Oxford, NJ—07863
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxford, NJ
As of Oct '25, the median home price in Oxford, NJ is $389,000, with a year-over-year change of 2.2%. This indicates that home prices in Oxford, NJ are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $389,000 | 2.2% |
| Single Family | $394,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $286,000 | 4.4% |
3 Bed | $381,000 | 4.7% |
4 Bed | $541,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oxford, NJ
As of July '25, Rentcast reports the average rent in Oxford, NJ is $2,130, with a year-over-year rent change of 29.1%. Per bedroom, the median rent as of July '25 in Oxford, NJ is 1-bedrooms: $1,700, 2-bedrooms: $2,020, 3-bedrooms: $3,000. The most common rental property sizes in Oxford, NJ are 2-bedroom and 1-bedroom, accounting for 66.9% and 19.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $2,130 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,700 | $1,700 |
| 2 Bed Rent | $1,700 | $2,020 |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oxford, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxford, NJ is 35. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $389,000 | -4.0% |
Listing Count | 22 | 3.0% |
| Listings as % of Homes | 0.9% | 3.0% |
Days on Market | 35 | -11.0% |
Demographics — Oxford, NJ
As of the latest ACS Survey released in 2023, Oxford, NJ has a population of 4,100, which has increased by 7.0% over the past 5 years. Oxford, NJ is a less popular place for families, as children make up 14.8% of the population. The area has a moderately educated workforce, with 29.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,100 | 7.0% |
% Under 18 | 14.8% | -22.1% |
% Seniors | 25.7% | 34.6% |
% WFH | 10.1% | 206.1% |
% w/ College Degree | 29.0% | 22.9% |
As of the latest ACS Survey released in 2023, Oxford, NJ is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Oxford, NJ is hispanic, making up 7.0% of the population. Foreign-born residents account for 8.8% of the population in Oxford, NJ, and this percentage has increased by 31.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.9% | -1.6% |
% Black | 1.5% | -16.7% |
% Hispanic | 7.0% | 11.1% |
% Asian | 1.2% | 20.0% |
% Foreign Born | 8.8% | 31.3% |
Mortgage and Risk — Oxford, NJ
According to HUD data as of 2023, there were 52 mortgage originations in Oxford, NJ, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Oxford, NJ. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Oxford, NJ
Oxford, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$220 | $1,700 | $1,480 |
| 2 Bedroom | $90 | $1,700 | $1,790 |
| 3 Bedroom | -$710 | $3,000 | $2,290 |
| 4 Bedroom | N/A | N/A | $2,680 |
Affordability — Oxford, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $389,000 |
| Median Household Income | $101,000 |