Basking Ridge, NJ07920

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$896,000
3.3% YoY Growth
Median Household Income
$185,000
26.5% 5-Year Growth
Days on Market
24
28.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$3,600
4.9% YoY Growth
1-Bed Rent
$2,350
8.6% YoY Growth
2-Bed Rent
$2,850
4.5% YoY Growth
3-Bed Rent
$4,600
4.0% YoY Growth

Property Listings — Basking Ridge, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Basking Ridge, NJ is 24. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$763,000-12.0%
Listing Count
68-13.0%
Listings as % of Homes0.5%-13.0%
Days on Market
2428.0%
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Demographics — Basking Ridge, NJ

As of the latest ACS Survey released in 2023, Basking Ridge, NJ has a population of 28,400, which has increased by 5.1% over the past 5 years. Basking Ridge, NJ is a moderately popular place for families, as children make up 24.6% of the population. The area has a highly educated workforce, with 73.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,4005.1%
% Under 18
24.6%-6.1%
% Seniors
17.3%14.6%
% WFH
25.9%172.6%
% w/ College Degree
73.5%-1.6%
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As of the latest ACS Survey released in 2023, Basking Ridge, NJ is a predominantly white area, with 65.6% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Basking Ridge, NJ is asian, making up 23.7% of the population. Foreign-born residents account for 24.0% of the population in Basking Ridge, NJ, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.6%-8.4%
% Black
1.2%-42.9%
% Hispanic
5.6%12.0%
% Asian
23.7%19.7%
% Foreign Born
24.0%6.7%
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Mortgage and Risk — Basking Ridge, NJ

According to HUD data as of 2023, there were 418 mortgage originations in Basking Ridge, NJ, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Basking Ridge, NJ. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
418
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Basking Ridge, NJ

As of 2024, the percent of homes in Basking Ridge, NJ under the Section 8 program is 20.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Basking Ridge, NJ, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
402
Total Units Section 8
343
% Rentals under Section 8
20.6%
% Occupied Section 8
99.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$2,350$2,300
2 Bedroom$40$2,850$2,890
3 Bedroom-$1,110$4,600$3,490
4 Bedroom-$2,160$6,000$3,840

Affordability — Basking Ridge, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$896,000
Median Household Income$185,000

Basking Ridge, NJ — ZIP Code Boundary Map

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Frequently Asked Questions