Mount Ephraim, NJ—08059
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Ephraim, NJ
As of Oct '25, the median home price in Mount Ephraim, NJ is $308,000, with a year-over-year change of 6.6%. This indicates that home prices in Mount Ephraim, NJ are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $308,000 | 6.6% |
| Single Family | $308,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $260,000 | 6.6% |
3 Bed | $321,000 | 5.9% |
4 Bed | $359,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Ephraim, NJ
As of July '25, Rentcast reports the average rent in Mount Ephraim, NJ is $1,930, with a year-over-year rent change of -6.3%. Per bedroom, the median rent as of July '25 in Mount Ephraim, NJ is 1-bedrooms: $1,340, 2-bedrooms: $2,100, 3-bedrooms: $2,140, 4-bedrooms: $2,700. The most common rental property sizes in Mount Ephraim, NJ are 3-bedroom and 1-bedroom, accounting for 42.5% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $1,930 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,340 |
| 2 Bed Rent | $1,950 | $2,100 |
| 3 Bed Rent | $2,300 | $2,140 |
| 4 Bed Rent | $2,700 | $2,700 |
% of Rental Stock
Property Listings — Mount Ephraim, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Ephraim, NJ is 39. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 53.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $329,000 | 6.0% |
Listing Count | 19 | 36.0% |
| Listings as % of Homes | 0.6% | 36.0% |
Days on Market | 39 | 29.0% |
Demographics — Mount Ephraim, NJ
As of the latest ACS Survey released in 2023, Mount Ephraim, NJ has a population of 5,620, which has remained stable by 0.1% over the past 5 years. Mount Ephraim, NJ is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 24.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,620 | 0.1% |
% Under 18 | 21.5% | 11.4% |
% Seniors | 15.0% | 1.4% |
% WFH | 14.8% | 957.1% |
% w/ College Degree | 24.4% | 19.0% |
As of the latest ACS Survey released in 2023, Mount Ephraim, NJ is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in Mount Ephraim, NJ is hispanic, making up 12.3% of the population. Foreign-born residents account for 2.5% of the population in Mount Ephraim, NJ, and this percentage has decreased by 43.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | -10.3% |
% Black | 0.4% | -90.5% |
% Hispanic | 12.3% | 434.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.5% | -43.2% |
Mortgage and Risk — Mount Ephraim, NJ
According to HUD data as of 2023, there were 138 mortgage originations in Mount Ephraim, NJ, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Mount Ephraim, NJ. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 138 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Mount Ephraim, NJ
As of 2024, the percent of homes in Mount Ephraim, NJ under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mount Ephraim, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 90 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $1,250 | $1,530 |
| 2 Bedroom | -$130 | $1,950 | $1,820 |
| 3 Bedroom | -$110 | $2,300 | $2,190 |
| 4 Bedroom | -$210 | $2,700 | $2,490 |
Affordability — Mount Ephraim, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $308,000 |
| Median Household Income | $95,600 |