West Creek, NJ—08092
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Creek, NJ
As of Oct '25, the median home price in West Creek, NJ is $506,000, with a year-over-year change of 2.3%. This indicates that home prices in West Creek, NJ are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $506,000 | 2.3% |
| Single Family | $507,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $478,000 | 1.7% |
4 Bed | $663,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Creek, NJ
West Creek, NJ lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — West Creek, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in West Creek, NJ is 20. This is a decrease of -55.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $699,000 | 1.0% |
Listing Count | 19 | -36.0% |
| Listings as % of Homes | 1.4% | -36.0% |
Days on Market | 20 | -55.0% |
Demographics — West Creek, NJ
As of the latest ACS Survey released in 2023, West Creek, NJ has a population of 3,180, which has decreased by -8.5% over the past 5 years. West Creek, NJ is a moderately popular place for families, as children make up 24.1% of the population. The area has a moderately educated workforce, with 35.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,180 | -8.5% |
% Under 18 | 24.1% | 28.2% |
% Seniors | 15.3% | -24.6% |
% WFH | 10.8% | 107.7% |
% w/ College Degree | 35.7% | 24.0% |
As of the latest ACS Survey released in 2023, West Creek, NJ is a predominantly white area, with 92.9% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in West Creek, NJ is hispanic, making up 3.3% of the population. Foreign-born residents account for 3.2% of the population in West Creek, NJ, and this percentage has decreased by 54.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | 0.0% |
% Black | 0.0% | N/A |
% Hispanic | 3.3% | -21.4% |
% Asian | 1.2% | 1,100.0% |
% Foreign Born | 3.2% | -54.3% |
Mortgage and Risk — West Creek, NJ
According to HUD data as of 2023, there were 110 mortgage originations in West Creek, NJ, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in West Creek, NJ. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 110 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — West Creek, NJ
West Creek, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,420 |
| 2 Bedroom | N/A | N/A | $1,750 |
| 3 Bedroom | N/A | N/A | $2,330 |
| 4 Bedroom | N/A | N/A | $2,590 |
Affordability — West Creek, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $506,000 |
| Median Household Income | $97,100 |