Camden, NJ—08103
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, NJ
As of Oct '25, the median home price in Camden, NJ is $126,000, with a year-over-year change of -5.9%. This indicates that home prices in Camden, NJ are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $126,000 | -5.9% |
| Single Family | $126,000 | -8.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $124,000 | -2.4% |
3 Bed | $147,000 | -2.0% |
4 Bed | $181,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, NJ
As of July '25, Rentcast reports the average rent in Camden, NJ is $1,820, with a year-over-year rent change of 5.2%. Per bedroom, the median rent as of July '25 in Camden, NJ is 1-bedrooms: $1,500, 2-bedrooms: $1,620, 3-bedrooms: $1,770, 4-bedrooms: $1,920. The most common rental property sizes in Camden, NJ are 3-bedroom and 2-bedroom, accounting for 40.4% and 33.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,500 |
| 2 Bed Rent | $1,600 | $1,620 |
| 3 Bed Rent | $1,800 | $1,770 |
| 4 Bed Rent | $1,800 | $1,920 |
% of Rental Stock
Property Listings — Camden, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, NJ is 78. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $145,000 | -18.0% |
Listing Count | 39 | 7.0% |
| Listings as % of Homes | 0.8% | 7.0% |
Days on Market | 78 | 34.0% |
Demographics — Camden, NJ
As of the latest ACS Survey released in 2023, Camden, NJ has a population of 13,100, which has decreased by -7.6% over the past 5 years. Camden, NJ is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 9.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,100 | -7.6% |
% Under 18 | 24.4% | -12.9% |
% Seniors | 12.3% | 12.8% |
% WFH | 6.5% | 116.7% |
% w/ College Degree | 9.9% | -17.5% |
As of the latest ACS Survey released in 2023, Camden, NJ is a predominantly black area, with 59.3% of the population identifying as black. The black population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Camden, NJ is hispanic, making up 35.8% of the population. Foreign-born residents account for 11.8% of the population in Camden, NJ, and this percentage has increased by 61.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.5% | -39.2% |
% Black | 59.3% | 2.6% |
% Hispanic | 35.8% | 3.2% |
% Asian | 1.3% | -27.8% |
% Foreign Born | 11.8% | 61.6% |
Mortgage and Risk — Camden, NJ
According to HUD data as of 2023, there were 73 mortgage originations in Camden, NJ, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Camden, NJ. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Camden, NJ
As of 2024, the percent of homes in Camden, NJ under the Section 8 program is 29.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Camden, NJ, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 971 |
Total Units Section 8 | 868 |
% Rentals under Section 8 | 29.7% |
% Occupied Section 8 | 94.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$190 | $1,500 | $1,310 |
| 2 Bedroom | -$40 | $1,600 | $1,560 |
| 3 Bedroom | $80 | $1,800 | $1,880 |
| 4 Bedroom | $340 | $1,800 | $2,140 |
Affordability — Camden, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $126,000 |
| Median Household Income | $37,600 |