Camden, NJ—08104
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, NJ
As of Oct '25, the median home price in Camden, NJ is $125,000, with a year-over-year change of 3.0%. This indicates that home prices in Camden, NJ are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | 3.0% |
| Single Family | $126,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $123,000 | 4.2% |
3 Bed | $146,000 | 2.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, NJ
As of July '25, Rentcast reports the average rent in Camden, NJ is $1,580, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Camden, NJ is 1-bedrooms: $1,210, 2-bedrooms: $1,480, 3-bedrooms: $1,750. The most common rental property sizes in Camden, NJ are 2-bedroom and 3-bedroom, accounting for 37.4% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,580 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,210 |
| 2 Bed Rent | $1,500 | $1,480 |
| 3 Bed Rent | $1,700 | $1,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, NJ is 51. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $175,000 | 2.0% |
Listing Count | 72 | 13.0% |
| Listings as % of Homes | 0.8% | 13.0% |
Days on Market | 51 | 64.0% |
Demographics — Camden, NJ
As of the latest ACS Survey released in 2023, Camden, NJ has a population of 21,500, which has decreased by -4.2% over the past 5 years. Camden, NJ is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 9.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,500 | -4.2% |
% Under 18 | 30.0% | -8.5% |
% Seniors | 10.4% | 15.6% |
% WFH | 6.2% | 82.4% |
% w/ College Degree | 9.0% | 30.4% |
As of the latest ACS Survey released in 2023, Camden, NJ is a predominantly black area, with 58.5% of the population identifying as black. The black population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Camden, NJ is hispanic, making up 39.7% of the population. Foreign-born residents account for 9.3% of the population in Camden, NJ, and this percentage has decreased by 7.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 2.3% | -58.2% |
% Black | 58.5% | -1.3% |
% Hispanic | 39.7% | 10.0% |
% Asian | 1.3% | 1,200.0% |
% Foreign Born | 9.3% | -7.0% |
Mortgage and Risk — Camden, NJ
According to HUD data as of 2023, there were 139 mortgage originations in Camden, NJ, of which 45.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 59.0% above 90% LTV (very high). This implies large mortgage risk in Camden, NJ. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 139 |
% Conventional Loans | 45.0% |
% Government Loans | 55.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Camden, NJ
Camden, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2,629 |
Total Units Section 8 | 2,203 |
% Rentals under Section 8 | 39.8% |
% Occupied Section 8 | 87.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,250 | $1,190 |
| 2 Bedroom | -$80 | $1,500 | $1,420 |
| 3 Bedroom | $10 | $1,700 | $1,710 |
| 4 Bedroom | N/A | N/A | $1,950 |
Affordability — Camden, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $125,000 |
| Median Household Income | $36,600 |