Bayville, NJ08721

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$516,000
3.6% YoY Growth
Median Household Income
$104,000
27.9% 5-Year Growth
Days on Market
46
42.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$3,000
3.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,000
20.3% YoY Growth
3-Bed Rent
$2,950
2.4% YoY Growth

Property Listings — Bayville, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Bayville, NJ is 46. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$634,00019.0%
Listing Count
9510.0%
Listings as % of Homes1.2%10.0%
Days on Market
4642.0%
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Demographics — Bayville, NJ

As of the latest ACS Survey released in 2023, Bayville, NJ has a population of 22,500, which has increased by 7.6% over the past 5 years. Bayville, NJ is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,5007.6%
% Under 18
22.5%-4.7%
% Seniors
17.3%5.5%
% WFH
8.4%71.4%
% w/ College Degree
27.7%19.9%
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As of the latest ACS Survey released in 2023, Bayville, NJ is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Bayville, NJ is hispanic, making up 8.2% of the population. Foreign-born residents account for 6.6% of the population in Bayville, NJ, and this percentage has increased by 4.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.6%-3.3%
% Black
2.4%50.0%
% Hispanic
8.2%-9.9%
% Asian
3.9%50.0%
% Foreign Born
6.6%4.8%
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Mortgage and Risk — Bayville, NJ

According to HUD data as of 2023, there were 531 mortgage originations in Bayville, NJ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Bayville, NJ. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
531
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
1.0%
% Second Loans
4.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Bayville, NJ

Bayville, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
187
Total Units Section 8
182
% Rentals under Section 8
15.4%
% Occupied Section 8
98.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,640
2 Bedroom$20$2,000$2,020
3 Bedroom-$260$2,950$2,690
4 Bedroom-$1,010$4,000$2,990

Affordability — Bayville, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$516,000
Median Household Income$104,000

Bayville, NJ — ZIP Code Boundary Map

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Frequently Asked Questions